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Business of the House

There is a complicated balancing act here. Many communities know the problems alcohol abuse, especially by young people and under-age drinkers, many of whom buy alcohol not in pubs but in off-licences. It is right that local authorities have the responsibility to make sure that there are not places where under-age people can get alcohol and that they work closely with the police to close down pubs that enable young people to do that. Yes, there are difficulties for all small businesses, including pubs, at the moment, which is why we have tried to make sure that the banks are recapitalised so that loans are available to small businesses. We have tried to make sure that every small business is—[Interruption.] I can hear the right hon. Member for Maidenhead (Mrs. May) chuntering about regulation. I presume that she is now trying to say ““Deregulate, deregulate, deregulate.”” That is what she said for 11 years until she realised that the banking industry needed a little bit of adult supervision.