---

Business of the House

My hon. Friend is right that the credit crunch has provided an imperative to think afresh about the delivery of financial services. He mentions the Post Office’s role in providing such services, but there is also the issue of credit unions. My hon. Friend referred to the Business Secretary, Lord Mandelson, who is already aware of those issues, and our hon. Friend the Member for Dagenham (Jon Cruddas) has also made some proposals; they will be under active consideration.