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Financial Assistance Scheme Regulations 2005

I do not think that there are. I am sorry; I thought that the noble Lord was referring to the application to the PPF, and I have had it confirmed that there are no such pensioners. Money will not be transferred in from failed pension schemes. The funds will not be pooled, as with the Pension Protection Fund. Individual schemes will provide the annuities that they can afford in the normal way. The FAS will top up the amounts that pensioners get from those funds. I said that the expectation and hope is that the first payments will be made in December. The noble Lord, Lord Oakeshott, presses me to say why those payments might not be made in December. All that I can say is that we hope that they will be. Although I understand the concerns of individuals who are so grievously affected by the collapse of their pension schemes, it would be worse if I gave a date when I could not know with all confidence that the payments would be made on it. The noble Lord, Lord Skelmersdale, asked about the publication of information. To give a potentially affected individual the opportunity to make an application for a review or a representation, we will publicise through FAS materials that information concerning the notification and qualification status of schemes will be readily available on the Internet. That information will also include advice and guidance on reviews for that scheme, and give relevant details of any applications for reviews that have been made and are going ahead. We know that not everyone is able or wishes to use the Internet, so we will also publicise a telephone number where concerned individuals can check on the status of the schemes.