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Business of the House

When people who have paid their insurance premiums expecting to obtain cover find, when they need to make a claim, that small print denies them the cover they feel they have bought, it causes no end of agony and grief. My hon. Friend will know that the Secretary of State for Defence recently announced an increase in MOD compensation. However, he has made an important point about private insurance companies, which I shall bring to the attention of my colleagues in the Ministry of Defence and the Department for Business, Enterprise and Regulatory Reform.