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Road Safety

Indeed, but it raises the question: how would that be enforced to prevent people from driving without insurance and so on and so forth? The Government propose publishing another consultation document shortly on the enforcement of driving regulations. However, it is true that the industry is looking very closely at the hon. Gentleman's main suggestion, and I think that it will tailor its premiums to advantage those categories of drivers less likely to have an accident. I think the consultation paper picks up on that, and I know the Government are working closely with the insurance industry. I do not know how young people afford some of these premiums—of £1,000 and £1,200.