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Saving Gateway Accounts Bill

I thank my right hon. Friend for giving way; she is being most generous. I welcome the Bill. It is vital, in my view, for targeting a section of the community that historically has not saved. We need to get it saving, not just for social reasons but for economic reasons. May I pick up on her point about providers? Given the fact that the sums of money involved are not terribly significant to the mainstream financial providers, although they are significant to the target clientele, will she confirm that she is talking with organisations such as mutuals, building societies and friendly societies, which have already demonstrated that they can be low-cost providers through the child trust fund, about whether they can deliver this product?