---

Saving Gateway Accounts Bill

I am grateful to my hon. Friend for those comments, and I am glad that I was able to get back into the Chamber in time to hear them. When Ministers show themselves to be open minded and genuinely reasonable, we ought to put on record how grateful we are to them. I should therefore like to record my thanks to my hon. Friend, and I am sure the thanks of all those carers who will get a positive benefit from the opportunity of having a saving gateway account, assuming that the Lords and then this House agree to his amendment. I thank him very much.