---

Legislative Reform

The £600, though, does not make the critical difference, as the hon. Gentleman so eloquently pointed out in his speech. It is the behaviour of the insolvency practitioners that we need to be concerned about—£700 an hour? I am sure some of them charge £800 or £900 an hour. They are a disgrace. They are doing a good business at present, largely thanks to the Government whom the hon. Gentleman supports. However, it would be churlish of me to pursue that, as I have great regard for him. I recognise that he is one of the few Members on the Government Benches who has run a business for a considerable time.