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Housing and the Credit Crunch

Does the hon. Lady accept that had the Government not intervened in the way in which they have done to try to reduce the incidence of repossessions and to restore some confidence to the mortgage market, it might well be that the kind of figures that she is talking about will already have happened, and we would be talking not about scare stories but about human casualties? If that is the case, will she give some credit to the Government for acting in a way that has helped to limit the extent of the problem?