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Presbyterian Mutual Society

I do not want to get into the detail in responding to that point. We have had a helpful debate and we have said that, rather than getting involved in a blame game, we want to find a solution that works for those who put money into the PMS, particularly those savers—whether they are savers or investors is a point that we can debate—who put in less than £20,000. We need to continue to focus on what that solution may be. The right hon. Member for Lagan Valley (Mr. Donaldson) mentioned people with tax liabilities who may have most of their money in the PMS, where they cannot access it. As in the case of any taxpayer in temporary financial difficulties, I would expect HMRC to be sympathetic, and it will be up to individuals to contact the tax authorities to explain their difficulties. As I say, HMRC should treat such cases sympathetically. To conclude, there is a basis for a solution that we and the Northern Ireland Executive can take forward. I hope to be able to play my part as a member of the working group by ensuring that we bring matters to a satisfactory conclusion, and I can assure hon. Members that I want to do so with all possible urgency.