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Commons Briefing paper by Tim Edmonds. It was first published on Thursday, 30 January 2014. It was last updated on Wednesday, 27 March 2024.


Child Trust Funds & Junior ISA transferability

In 2024 the Library published a new briefing on child trust funds, focusing on challenges that have emerged with beneficiaries accessing their accounts, since they started to mature from 2020. 

Originally called 'baby bonds' child trust funds are a financial endowment payable to every child at birth.  This note looks at the history of the child trust fund regime up to the announcement that CTFs could be transferred into Junior ISAs and the subsequent decision to phase them out in 2011.

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Secondary information

Type
Research briefing
Reference
SN06468 
Related items
Child Trust Funds Act 2004
Thursday, 13 May 2004
Public acts
Subjects
Children Child trust fund Families Individual savings accounts Personal savings Low incomes Tax allowances
Legislation
Savings Accounts and Health in Pregnancy Grant Act 2010
Child Trust Funds Act 2004
Contains statistics
Yes
Published by
Business and Transport Section
House of Commons Library
Link
View this Research briefing on researchbriefings.parliament.uk