Written question asked by James McMurdock (Independent (affiliation)) on Friday, 29 August 2025, in the House of Commons. It was due for an answer on Tuesday, 2 September 2025. It was answered by Matthew Pennycook (Labour) on Monday, 15 September 2025 on behalf of the Ministry of Housing, Communities and Local Government.

Timesharing: Regulation

Question: To ask the Secretary of State for Housing, Communities and Local Government, what steps she is taking to ensure that fractional ownership schemes are adequately regulated to protect consumers.

Answer

Housing providers offering shared ownership properties that are grant-funded or delivered via Section 106 agreements must use model leases provided by Homes England or the Greater London Authority. These model leases contain a fundamental clause governing how shared ownership operates. Most shared ownership homes are also delivered by Registered Providers of Social Housing, regulated by the Regulator of Social Housing.

However, private developers offering shared ownership outside of grant funding or Section 106 are not required to follow a model lease or be regulated by the Regulator.

Consumers who encounter issues with their shared ownership arrangement may be able to seek support or redress through the Housing Ombudsman Service, where applicable. Other routes may be available depending on the provider and nature of the issue.

The government is considering what more can be done to improve the experience of shared owners.

Secondary information

Type: Written question
Reference: 72662
Session: 2024-26
Related items: Timesharing: Regulation
Monday, 20 October 2025
Written questions
House of Commons; Timesharing: Regulation
Friday, 31 October 2025
Written questions
House of Commons
Subjects: Regulation Timesharing
Link: View this Written question on www.parliament.uk

Timesharing: Regulation

Secondary information

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