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Written question asked by Claire Young (Liberal Democrat) on Tuesday, 9 June 2026, in the House of Commons. It was due for an answer on Thursday, 11 June 2026. It was answered by Martin McCluskey (Labour) on Wednesday, 17 June 2026 on behalf of the Department for Energy Security and Net Zero.

Warm Homes Plan: Loans

Question

To ask the Secretary of State for Energy Security and Net Zero, with reference to his Department's Warm Homes Fund Call for Evidence, what assessment he has made of the suitability of consumer loans for households on low incomes; and what alternative delivery mechanisms his Department is considering for that cohort.

Answer

The Warm Homes Loan Scheme is designed to support households who are able to borrow but face upfront cost barriers. It recognises that consumer loans may not be suitable for all households, particularly those on low incomes or unable to take on debt.

The Department’s Warm Homes Fund Call for Evidence asked specific questions about suitable delivery mechanisms for low-income households. We are considering the responses and will set out further details of the design of the Fund later in 2026.

In addition, low-income consumers will benefit from over £5 billion of investment in home upgrades over this Parliament out to 2030, and we will shortly be announcing our plans for the future of low-income capital grant scheme delivery.

Secondary information

Type
Written question
Reference
8295
Session
2026-27
Subjects
Low incomes Loans Warm homes plan
Link
View this Written question on www.parliament.uk