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Written question asked by Baroness Owen of Alderley Edge (Conservative) on Monday, 26 January 2026, in the House of Lords. It was due for an answer on Monday, 9 February 2026. It was answered by Lord Hanson of Flint (Labour) on Monday, 9 February 2026 on behalf of the Home Office.

Domestic Abuse: Credit Rating

Question

To ask His Majesty's Government what support is in place to help recover the credit score of victims of domestic abuse when their credit score has been impacted by an abusive partner.

Answer

This Government recognises the devastating impact economic abuse can have on victims, even long after a relationship ends. ‘Freedom from Violence and Abuse: a cross-government strategy to build a safer society for women and girls’, published on 18 December 2025, outlined a package of commitments to tackle economic abuse.

This included a commitment from His Majesty’s Treasury (HMT) to work with Credit Reference Agencies, lenders and the third sector to improve the way coerced debt is reflected on victim-survivors’ credit files with the aim of making it easier for them to access financial products in the future. This commitment was also included in HMT’s recent Financial Inclusion Strategy which considered economic abuse as a key theme, in recognition of the particular challenges victim-survivors can face in accessing financial products and services.

Secondary information

Type
Written question
Reference
HL13935
Session
2024-26
Subjects
Credit rating Domestic abuse Victim support schemes
Link
View this Written question on www.parliament.uk