The UK insurance growth action plan. 31p.

The UK insurance growth action plan. 31p.

The insurance industry is a vital asset for the UK. It employs over 300,000 people across the country, attracts global capital, serves the needs of consumers, and is a major British exporter. This Government are therefore committed to making the UK one of the most competitive places in the world...

The insurance industry is a vital asset for the UK. It employs over 300,000 people across the country, attracts global capital, serves the needs of consumers, and is a major British exporter. This Government are therefore committed to making the UK one of the most competitive places in the world...

It is good to follow the hon. Member for Hayes and Harlington (John McDonnell). He made a powerful case about ensuring proper consultation on HS2 and the new runways at Heathrow, and I understand his concerns. Perhaps the issue does not cause me quite so much concern when representing Tiverton...

It is good to follow the hon. Member for Hayes and Harlington (John McDonnell). He made a powerful case about ensuring proper consultation on HS2 and the new runways at Heathrow, and I understand his concerns. Perhaps the issue does not cause me quite so much concern when representing Tiverton...

I join the Prime Minister in sending our warmest wishes to our armed forces, and also to all the public sector workers taking care of us over the Christmas period.

Unless the Mesothelioma Bill is changed, 6,000 victims who were criminally and negligently exposed to asbestos at work will not receive any compensation from insurance companies. Will the Prime Minister intervene at the eleventh hour to prevent that happening? If he does not, it will be fair to assume that he would rather stand up for the insurance companies than for innocent people who were exposed to asbestos at work.

I join the Prime Minister in sending our warmest wishes to our armed forces, and also to all the public sector workers taking care of us over the Christmas period.

Unless the Mesothelioma Bill is changed, 6,000 victims who were criminally and negligently exposed to asbestos at work will not receive any compensation from insurance companies. Will the Prime Minister intervene at the eleventh hour to prevent that happening? If he does not, it will be fair to assume that he would rather stand up for the insurance companies than for innocent people who were exposed to asbestos at work.

I very much respect the hon. Gentleman’s record of campaigning on this issue, but I will say this: the Mesothelioma Bill is a huge step forward. Frankly, for decades there has been no provision for these people, through no fault of their own, who will die from this terrible disease. Once the scheme that we are putting in place is up and running, roughly 300 people a year will receive approximately £115,000 each. I think that is an important step forward. I will obviously look at what he has to say, but I think that we should be proud of the fact that after a long delay we are tackling this issue.

I very much respect the hon. Gentleman’s record of campaigning on this issue, but I will say this: the Mesothelioma Bill is a huge step forward. Frankly, for decades there has been no provision for these people, through no fault of their own, who will die from this terrible disease. Once the scheme that we are putting in place is up and running, roughly 300 people a year will receive approximately £115,000 each. I think that is an important step forward. I will obviously look at what he has to say, but I think that we should be proud of the fact that after a long delay we are tackling this issue.

New clauses considered. New Clause 43. Interim duty: sewerage services. Agreed to. New Clause 44. Liability in nuisance for a riparian owner. Withdrawn. New Clause 46. Provision of information to water companies: landlords. Negatived on division (11 votes to 8). New Clause 47. Water companies: recovery of losses. Negatived on division (11 votes to 8). New Clause 48. Exit from the non-household retail market. Negatived on division (11 votes to 8). New Clause 49. Costs and benefits of requirement to facilitate fitting of sprinklers. Withdrawn. Bill, as amended, to be reported.

New clauses considered. New Clause 43. Interim duty: sewerage services. Agreed to. New Clause 44. Liability in nuisance for a riparian owner. Withdrawn. New Clause 46. Provision of information to water companies: landlords. Negatived on division (11 votes to 8). New Clause 47. Water companies: recovery of losses. Negatived on...

Written evidence reported to the House. New clauses under consideration. New Clause 23 negatived on division (10 votes to 8). New Clause 24 agreed to. New Clause 26 negatived on division (9 votes to 8). New Clause 27 negatived on division (9 votes to 8). New Clause 28 negatived on division (9 votes to 8). New Clause 29 negatived on division (9 votes to 8). New Clause 30 negatived on division (9 votes to 8). New Clause 31 negatived on division (10 votes to 8). New Clause 33 negatived on division (10 votes to 9). New Clause 34 negatived on division (11 votes to 8). New Clause 37 negatived on division 10 votes to 9). New Clause 38 negatived on division (11 votes to 8). New Clause 39 negatived on division (10 votes to 9). New Clause 40 negatived on division (11 votes to 8). New Clause 42 agreed to.

Written evidence reported to the House. New clauses under consideration. New Clause 23 negatived on division (10 votes to 8). New Clause 24 agreed to. New Clause 26 negatived on division (9 votes to 8). New Clause 27 negatived on division (9 votes to 8). New Clause 28 negatived on...

Clause 47 disagreed to. Clauses 48 to 50 agreed to. Schedule 9 agreed to. Clause 51 agreed to. Schedule 10 agreed to. Clauses 52 to 57 agreed to, some with amendments. New Clauses considered. New Clause 1. The flood reinsurance scheme. Negatived on division (9 votes to 5). New Clause 2. Scheme administrator. Agreed to. New Clause 3. Scheme funding. Agreed to. New Clause 4. Scheme administration. Agree to. New Scheme 5. Replacement of the scheme or administrator. Agreed to. New Scheme 6. Disclosure of information: Preparatory Purposes. Agreed to. New Clause 7. Flood insurance obligations. Negatived on division (9 votes to 5). New Clause 8. Flood insurance obligations: Target number. Agreed to. New Clause 9. Flood insurance obligations: Information. Agreed to. New Clause 10. Flood insurance obligations: Further provision. Agreed to. New Clause 11. Register of premises subject to greater flood risk. Agreed to. New Clause 12. The register: Further provision. Agreed to. New Clause 13. The register: Reviews and appeals. Agreed to. New Clause 14. The register: Expenses of relevant bodies. Agreed to. New Clause 15. Compliance reports. Agreed to. New Clause 16. Functions of the FCA. Agreed to. New Clause 17. Reports by the FCA. Agreed to. New Clause 18. Intervention by the FCA or the PRA. Agreed to. New Clause 19. Interpretation. Agreed to. New Clause 20. Period of operation. Agreed to. New Clause 21. Regulations and orders. Agreed to. New Clause 22. Disputes about the provision of public sewers: Premises in Wales. Agreed to.

Clause 47 disagreed to. Clauses 48 to 50 agreed to. Schedule 9 agreed to. Clause 51 agreed to. Schedule 10 agreed to. Clauses 52 to 57 agreed to, some with amendments. New Clauses considered. New Clause 1. The flood reinsurance scheme. Negatived on division (9 votes to 5). New Clause...

Clause 47 under consideration. Written evidence reported to the House.

Clause 47 under consideration. Written evidence reported to the House.

Clause 11 agreed to. Schedule 1 agreed to. Clause 12 agreed to. Schedule 2 agreed to. Clauses 13 to 21 agreed to, one with an amendment. New Clauses considered. New Clause 1. Establishing additional schemes. Withdrawn. New Clause 2. Medical records. Withdrawn. New Clause 3. Oversight Committee. Withdrawn. Bill, as amended, to be reported.

Clause 11 agreed to. Schedule 1 agreed to. Clause 12 agreed to. Schedule 2 agreed to. Clauses 13 to 21 agreed to, one with an amendment. New Clauses considered. New Clause 1. Establishing additional schemes. Withdrawn. New Clause 2. Medical records. Withdrawn. New Clause 3. Oversight Committee. Withdrawn. Bill, as...

(2) what recent discussions he has had with Ministers in the Department for Environment, Food and Rural Affairs on ensuring adequate insurance arrangements are available for properties at risk of flooding.

Chris Ruane:

(2) what recent discussions he has had with Ministers in the Department for Environment, Food and Rural Affairs on ensuring adequate insurance arrangements are available for properties at risk of flooding.

Chris Ruane:

Clauses 23 to 35 agreed to, some with amendments. Schedule 6 agreed to. Clause 36 to 40 agreed to, some with amendments. Schedule 7 agreed to, with amendments. Clause 41 to 44 agreed to, one with amendments. Schedule 8 agreed to. Clauses 45 and 46 agreed to.

Clauses 23 to 35 agreed to, some with amendments. Schedule 6 agreed to. Clause 36 to 40 agreed to, some with amendments. Schedule 7 agreed to, with amendments. Clause 41 to 44 agreed to, one with amendments. Schedule 8 agreed to. Clauses 45 and 46 agreed to.

Clauses 16 to 22 agreed to, some with amendments. Written evidence reported to the House.

Clauses 16 to 22 agreed to, some with amendments. Written evidence reported to the House.

Clauses 2 and 3 agreed to. Clause 4 under consideration.

Clauses 2 and 3 agreed to. Clause 4 under consideration.

Programme motion agreed to. Written evidence (Reporting to the House) motion agreed to. Clause 1 agreed to. Clause 2 under consideration.

Programme motion agreed to. Written evidence (Reporting to the House) motion agreed to. Clause 1 agreed to. Clause 2 under consideration.

I. Letter dated 06/01/2014 from Mike Penning MP to the Deposited Papers Clerk regarding 2 letters for deposit in the House libraries. 1p. II. Letter [undated] from Mike Penning MP to colleagues regarding the Public Bill Committee debate on the Mesothelioma Bill on 10th Dec 2013. 3p. III. Letter dated 16/12/2013 from Mike Penning MP to colleagues regarding issues arising from the Public Bill Committee debate on the Mesothelioma Bill on 12th Dec 2013. 6p.

I. Letter dated 06/01/2014 from Mike Penning MP to the Deposited Papers Clerk regarding 2 letters for deposit in the House libraries. 1p. II. Letter [undated] from Mike Penning MP to colleagues regarding the Public Bill Committee debate on the Mesothelioma Bill on 10th Dec 2013. 3p. III. Letter dated...

That sounds as though it is a particularly difficult and distressing situation for the hon. Gentleman’s constituent. If I may, I will talk to my right hon. and hon. Friends at the Department of Health and the Foreign and Commonwealth Office to see whether they can help.

That sounds as though it is a particularly difficult and distressing situation for the hon. Gentleman’s constituent. If I may, I will talk to my right hon. and hon. Friends at the Department of Health and the Foreign and Commonwealth Office to see whether they can help.