My Lords, I add my welcome to the noble Lord, Lord Bethell, in his new role and I look forward to working with him.

I begin by acknowledging that the banks have an important role in our society today. They do many good things—they employ more than 1 million people and...

My Lords, I add my welcome to the noble Lord, Lord Bethell, in his new role and I look forward to working with him.

I begin by acknowledging that the banks have an important role in our society today. They do many good things—they employ more than 1 million people and...

My Lords, I am grateful to my right reverend friend for leading this debate and I welcome the Minister to his new role. I want to focus on the recommendations in the original report—the references in paragraph 138 of the summary, volume 1—which looked at culture change. The response of...

My Lords, I am grateful to my right reverend friend for leading this debate and I welcome the Minister to his new role. I want to focus on the recommendations in the original report—the references in paragraph 138 of the summary, volume 1—which looked at culture change. The response of...

Lords question for short debate on what assessment they have made of the implementation of the recommendations of the Parliamentary Commission on Banking Standards and the opportunities for further banking reform.

Lords question for short debate on what assessment they have made of the implementation of the recommendations of the Parliamentary Commission on Banking Standards and the opportunities for further banking reform.

My Lords, I too thank the right reverend Prelate the Bishop of St Albans and congratulate him on securing this debate. I declare my

interest as president of the Money Advice Trust—the charity that runs National Debtline and Business Debtline, which between them help hundreds of thousands of people a...

My Lords, I too thank the right reverend Prelate the Bishop of St Albans and congratulate him on securing this debate. I declare my

interest as president of the Money Advice Trust—the charity that runs National Debtline and Business Debtline, which between them help hundreds of thousands of people a...

My Lords, I welcome the opportunity provided by the right reverend Prelate to take stock of progress since the Parliamentary Commission on Banking Standards first reported over six years ago. I also join other noble Lords in welcoming the noble Lord, Lord Bethell, to the Government Front Bench, and I...

My Lords, I welcome the opportunity provided by the right reverend Prelate to take stock of progress since the Parliamentary Commission on Banking Standards first reported over six years ago. I also join other noble Lords in welcoming the noble Lord, Lord Bethell, to the Government Front Bench, and I...

My Lords, I will speak next because there is an error on the Order Paper; the noble Lord, Lord Davies, will speak after me. I do not want to confuse anybody. Let me use this opportunity to welcome the noble Lord, Lord Bethell. I hope he will not mind me...

My Lords, I will speak next because there is an error on the Order Paper; the noble Lord, Lord Davies, will speak after me. I do not want to confuse anybody. Let me use this opportunity to welcome the noble Lord, Lord Bethell. I hope he will not mind me...

My Lords, I, too, congratulate the right reverend Prelate the Bishop of St Albans on introducing this debate, which he did by emphasising the most challenging aspect of the world of finance that the nation has to face; that is, a culture that the past decade has revealed to be...

My Lords, I, too, congratulate the right reverend Prelate the Bishop of St Albans on introducing this debate, which he did by emphasising the most challenging aspect of the world of finance that the nation has to face; that is, a culture that the past decade has revealed to be...

My Lords, I thank the right reverend Prelate for securing this debate and I welcome the Minister, the noble Lord, Lord Bethell, to his new post. I pay tribute to his predecessor, the noble Lord, Lord Young.

Improving behaviour and culture in banks is a work in progress, not a work...

My Lords, I thank the right reverend Prelate for securing this debate and I welcome the Minister, the noble Lord, Lord Bethell, to his new post. I pay tribute to his predecessor, the noble Lord, Lord Young.

Improving behaviour and culture in banks is a work in progress, not a work...

My Lords, I join all those who have paid tribute to my noble friend Lord Young, into whose massive shoes I will attempt to step. I cannot promise to be as witty, charming and demure as he is, but I hope I can show some of his stamina on what...

My Lords, I join all those who have paid tribute to my noble friend Lord Young, into whose massive shoes I will attempt to step. I cannot promise to be as witty, charming and demure as he is, but I hope I can show some of his stamina on what...

I too thank the noble Lord, Lord Gilbert, for his heroic chairing of this lengthy and complicated inquiry. I also thank the

clerk, Theo Pembroke, and the specialist adviser, Professor Murray, for gathering a distinguished array of witnesses and shaping this report, of which I and other members of the...

I too thank the noble Lord, Lord Gilbert, for his heroic chairing of this lengthy and complicated inquiry. I also thank the

clerk, Theo Pembroke, and the specialist adviser, Professor Murray, for gathering a distinguished array of witnesses and shaping this report, of which I and other members of the...

My Lords, I too want to say what a great honour—and, indeed, an education—it has been to serve on the Communications Select Committee for this House, and to have had a small say in the production of this important report. It is always a great joy to follow the noble...

My Lords, I too want to say what a great honour—and, indeed, an education—it has been to serve on the Communications Select Committee for this House, and to have had a small say in the production of this important report. It is always a great joy to follow the noble...

My Lords, I have the privilege to introduce this debate on the report of the Communications Committee. I do so as chairman of that committee. I am most grateful to the staff of our committee for their assistance in preparing the report: Theo Pembroke, the clerk; Niall Stewart and Theo...

My Lords, I have the privilege to introduce this debate on the report of the Communications Committee. I do so as chairman of that committee. I am most grateful to the staff of our committee for their assistance in preparing the report: Theo Pembroke, the clerk; Niall Stewart and Theo...

My Lords, it is a great pleasure to follow the noble Lord, Lord Gilbert, and to have the first opportunity of thanking him for his chairmanship of our committee—a task he carried out with great skill, bearing in mind that the landscape we were surveying was changing as the report...

My Lords, it is a great pleasure to follow the noble Lord, Lord Gilbert, and to have the first opportunity of thanking him for his chairmanship of our committee—a task he carried out with great skill, bearing in mind that the landscape we were surveying was changing as the report...

My Lords, I will begin by commending and congratulating the Communications Committee and its chairman, my noble friend Lord Gilbert, for an excellent and very far-sighted report. I should declare my own interest: I was a trustee of Doteveryone until recently, and the chief executive of TalkTalk less recently.

I have...

My Lords, I will begin by commending and congratulating the Communications Committee and its chairman, my noble friend Lord Gilbert, for an excellent and very far-sighted report. I should declare my own interest: I was a trustee of Doteveryone until recently, and the chief executive of TalkTalk less recently.

I have...

My Lords, it is always a pleasure to follow the noble Baroness, Lady Harding, who, not for the first time, has beautifully articulated

some of my points. But I intend to repeat them, and I hope that they will emerge not as stolen thunder but as a common cause, and...

My Lords, it is always a pleasure to follow the noble Baroness, Lady Harding, who, not for the first time, has beautifully articulated

some of my points. But I intend to repeat them, and I hope that they will emerge not as stolen thunder but as a common cause, and...

My Lords, first, I thank the committee for its very thorough report and its chairman, the noble Lord, Lord Gilbert, for introducing it so ably and with such eloquence. However, I am one of the few Members who disagree with some of what the report says.

First, it is impossible to...

My Lords, first, I thank the committee for its very thorough report and its chairman, the noble Lord, Lord Gilbert, for introducing it so ably and with such eloquence. However, I am one of the few Members who disagree with some of what the report says.

First, it is impossible to...

My Lords, like other speakers, I congratulate the noble Lord, Lord Gilbert, and his committee on this useful report. I say at the outset that I am a director and trustee of Full Fact. It has been a great pleasure to discuss Communications Committee matters with many Members of your...

My Lords, like other speakers, I congratulate the noble Lord, Lord Gilbert, and his committee on this useful report. I say at the outset that I am a director and trustee of Full Fact. It has been a great pleasure to discuss Communications Committee matters with many Members of your...

My Lords, the hour is late and everything that needs to be said has been said, but not yet by me. However, your Lordships will be happy to know that that is the way it is going to stay because I really just want to emphasise one issue, which has...

My Lords, the hour is late and everything that needs to be said has been said, but not yet by me. However, your Lordships will be happy to know that that is the way it is going to stay because I really just want to emphasise one issue, which has...

My Lords, digital regulation is an incredibly complex subject, as we have heard, and it covers a wide range of diverse areas, so I am very grateful to the committee and to the noble Lord, Lord Gilbert, for producing this comprehensive report. I will focus tonight on data, and I...

My Lords, digital regulation is an incredibly complex subject, as we have heard, and it covers a wide range of diverse areas, so I am very grateful to the committee and to the noble Lord, Lord Gilbert, for producing this comprehensive report. I will focus tonight on data, and I...