Absolutely. I make a habit of never disagreeing with the shadow Chancellor. I am sure that he is right about the issue, and I am happy to confirm that for my hon. Friend. Clause 2 requires anyone selling an unsecured loan to ensure that the borrower is aware that it...

Absolutely. I make a habit of never disagreeing with the shadow Chancellor. I am sure that he is right about the issue, and I am happy to confirm that for my hon. Friend. Clause 2 requires anyone selling an unsecured loan to ensure that the borrower is aware that it...

I begin by commending the hon. Member for Dumfries and Galloway (Mr. Brown) for introducing the Bill and for the way in which he did so. As we have heard, the Bill is intended to address one of the most important and, I suspect, long-lasting problems that this country faces,...

I begin by commending the hon. Member for Dumfries and Galloway (Mr. Brown) for introducing the Bill and for the way in which he did so. As we have heard, the Bill is intended to address one of the most important and, I suspect, long-lasting problems that this country faces,...

I wonder whether I might probe that particular issue. The hon. Gentleman rightly raised the point about the number of people receiving an increase in unsolicited credit limits. Does he have any figures on the proportion of people who took up that additional offer? He may not—it is merely a...

I wonder whether I might probe that particular issue. The hon. Gentleman rightly raised the point about the number of people receiving an increase in unsolicited credit limits. Does he have any figures on the proportion of people who took up that additional offer? He may not—it is merely a...