My Lords, on housing insurability, what consideration is being given to the problem of premium escalation and refusal to insure in areas that have not flooded but are shown as at risk on flooding mapping due to climate change? Would it not be helpful if we could have some review on how local authorities disseminate such information, its effect on premiums and how it is used during property conveyance? I declare an interest as a resident of an apartment where flood protection measures have enabled us to avoid the increased premiums I am referring to in this question.

My Lords, on housing insurability, what consideration is being given to the problem of premium escalation and refusal to insure in areas that have not flooded but are shown as at risk on flooding mapping due to climate change? Would it not be helpful if we could have some review on how local authorities disseminate such information, its effect on premiums and how it is used during property conveyance? I declare an interest as a resident of an apartment where flood protection measures have enabled us to avoid the increased premiums I am referring to in this question.

My Lords, while we all will welcome this year’s very significant increase in funding, which greatly helps the viability of small chemists, we have a real problem in Cumbria, with its small towns, rural communities and limited chemist availability. Could we go further where the result of non-viability is problems in primary healthcare? Could we allow the remaining chemists greater flexibility and discretion in making changes to the strength, quantity and formulation in prescriptions? This could help to relieve the impact on primary healthcare services.

My Lords, while we all will welcome this year’s very significant increase in funding, which greatly helps the viability of small chemists, we have a real problem in Cumbria, with its small towns, rural communities and limited chemist availability. Could we go further where the result of non-viability is problems in primary healthcare? Could we allow the remaining chemists greater flexibility and discretion in making changes to the strength, quantity and formulation in prescriptions? This could help to relieve the impact on primary healthcare services.

My Lords, with the increased use of solar technology in construction and with the drop-out among construction and engineering students due to the emphasis on academic skills, could we promote two separate initiatives? The first, as a priority, is viring students into solar-related trades. The second is promoting the use of specialised solar engineers from abroad to train others and clear any backlog that develops in solar fitting programmes. We need to unleash the non-academic but inventive skill set that often lies behind Britain’s successes.

My Lords, with the increased use of solar technology in construction and with the drop-out among construction and engineering students due to the emphasis on academic skills, could we promote two separate initiatives? The first, as a priority, is viring students into solar-related trades. The second is promoting the use of specialised solar engineers from abroad to train others and clear any backlog that develops in solar fitting programmes. We need to unleash the non-academic but inventive skill set that often lies behind Britain’s successes.

My Lords, I return to my previous contributions on building housing on land acquired at agricultural prices, which is of particular benefit to young buyers. Can we look at developments in Hammarby in Sweden and Nijmegen in Holland, where there have been major housing developments in both locations on land acquired at reduced cost? All I ask is that we look at these precedents and consider whether, with a review of land title on housing sold on such land, we could similarly build in the United Kingdom and help young buyers.

My Lords, I return to my previous contributions on building housing on land acquired at agricultural prices, which is of particular benefit to young buyers. Can we look at developments in Hammarby in Sweden and Nijmegen in Holland, where there have been major housing developments in both locations on land acquired at reduced cost? All I ask is that we look at these precedents and consider whether, with a review of land title on housing sold on such land, we could similarly build in the United Kingdom and help young buyers.

My Lords, with land plots for housing often exceeding the cost of home construction, does that factor alone not act as a real disincentive to the development of housing for sale at realistic, affordable prices? Why do we not establish a study into the relationship between land pricing and housing development costs? The study could consider proposals for building on land acquired at agricultural prices and sold under new forms of

housing registration and land title arrangements, but which, at the same time, with other measures, could protect investment in existing freehold.

My Lords, with land plots for housing often exceeding the cost of home construction, does that factor alone not act as a real disincentive to the development of housing for sale at realistic, affordable prices? Why do we not establish a study into the relationship between land pricing and housing development costs? The study could consider proposals for building on land acquired at agricultural prices and sold under new forms of

housing registration and land title arrangements, but which, at the same time, with other measures, could protect investment in existing freehold.

My Lords, for my contribution, I wish to place on record a statement by Councillor Lisa Hinton, deputy leader of Cumbria—one of Cumbria’s finest councillors—on the scale of abuse that she has been receiving:

“The abuse I receive online is not abstract—it is personal, relentless, and at times shocking. I have...

My Lords, for my contribution, I wish to place on record a statement by Councillor Lisa Hinton, deputy leader of Cumbria—one of Cumbria’s finest councillors—on the scale of abuse that she has been receiving:

“The abuse I receive online is not abstract—it is personal, relentless, and at times shocking. I have...

My Lords, with AI causing reductions in apprenticeship training and with minimum-wage resistance from employers, why do the Government not look, in addition to the laudable initiatives that they are introducing, at the 1980s community programme? It emphasised environmental improvement, the arts and charities. It took young people off benefits...

My Lords, with AI causing reductions in apprenticeship training and with minimum-wage resistance from employers, why do the Government not look, in addition to the laudable initiatives that they are introducing, at the 1980s community programme? It emphasised environmental improvement, the arts and charities. It took young people off benefits...

My Lords, I wish to raise three issues: Israel, Ukraine and defence expenditure.

Since 2022, I have been challenging in this House the billions being spent on the war with Russia, which I have repeatedly opposed in over 30 interventions in debate. Contributing to this crisis are our failures to hold...

My Lords, I wish to raise three issues: Israel, Ukraine and defence expenditure.

Since 2022, I have been challenging in this House the billions being spent on the war with Russia, which I have repeatedly opposed in over 30 interventions in debate. Contributing to this crisis are our failures to hold...

My Lords, on the background to this strategy and the shock referred to by the Minister, as post-conflict Iran at some stage moves from regional threat into a period of post-conflict reconstruction, do we intend to stand by and watch as Israel takes advantage of the situation by accelerating its...

My Lords, on the background to this strategy and the shock referred to by the Minister, as post-conflict Iran at some stage moves from regional threat into a period of post-conflict reconstruction, do we intend to stand by and watch as Israel takes advantage of the situation by accelerating its...

My Lords, I welcome the Prime Minister’s recent initiative. Is not the constant criticism by some of China, in the mistaken belief that isolation and shouting abuse are somehow going to positively influence events, both reckless and counter- productive? It will be ignored by China, of course. Is not the...

My Lords, I welcome the Prime Minister’s recent initiative. Is not the constant criticism by some of China, in the mistaken belief that isolation and shouting abuse are somehow going to positively influence events, both reckless and counter- productive? It will be ignored by China, of course. Is not the...

My Lords, I welcome the Government’s emphasis on solar. Is my noble friend following developments in the use of perovskite, a material that potentially greatly increases solar panel efficiency by as much as 30%, while reducing panel manufacturing costs? Are we monitoring the work being carried out by Oxford PV,...

My Lords, I welcome the Government’s emphasis on solar. Is my noble friend following developments in the use of perovskite, a material that potentially greatly increases solar panel efficiency by as much as 30%, while reducing panel manufacturing costs? Are we monitoring the work being carried out by Oxford PV,...

My Lords, the unpalatable truth is that the 25% cut in OECD support, together with the cut in European aid, is proving catastrophic for development and humanitarian assistance in the third world. The Labour Government, having inherited a legacy of economic problems, have had to take some very difficult and...

My Lords, the unpalatable truth is that the 25% cut in OECD support, together with the cut in European aid, is proving catastrophic for development and humanitarian assistance in the third world. The Labour Government, having inherited a legacy of economic problems, have had to take some very difficult and...

With the jobs market hugely influenced by the availability of training, in particular apprenticeship training, should we not positively welcome the £820 million for the youth guarantee scheme, with its emphasis on quality? Is not the lesson that the Government have learned from the YOPs and community programmes of the 1980s that such schemes work only when they incorporate quality, real skills development, and the prospect of long-term employment? Are they not the hallmark of this much expanded and brilliant training programme?

With the jobs market hugely influenced by the availability of training, in particular apprenticeship training, should we not positively welcome the £820 million for the youth guarantee scheme, with its emphasis on quality? Is not the lesson that the Government have learned from the YOPs and community programmes of the 1980s that such schemes work only when they incorporate quality, real skills development, and the prospect of long-term employment? Are they not the hallmark of this much expanded and brilliant training programme?

My Lords, while I welcome much in the Budget, I will raise a single issue: the reforms to council tax. On a number of occasions over recent years, I have raised in Westminster and in the northern media anomalies in the levying of council tax. The classic example is that...

My Lords, while I welcome much in the Budget, I will raise a single issue: the reforms to council tax. On a number of occasions over recent years, I have raised in Westminster and in the northern media anomalies in the levying of council tax. The classic example is that...

To ask His Majesty’s Government what discussions they are holding with the government of the United States of America on measures to de-escalate the conflict in Ukraine.

To ask His Majesty’s Government what discussions they are holding with the government of the United States of America on measures to de-escalate the conflict in Ukraine.

My Lords, for over three years I have argued in the House for delaying Ukraine NATO membership, non-nuclear weapon status for barrier states stretching from Estonia to Georgia, a major powers treaty on Ukraine neutrality and the Russian ask, a deal on Donetsk and Luhansk. Why not think out of the box, face reality on the ground, join Trump’s meaningful attempts in promoting a Russian transition from quasi-autocracy to democracy and, in doing so, derail an opportunist, nomadic Russia’s links with an increasing assertive China, all in favour of promoting post-Putin Russia’s links to the West, which is where it belongs?

My Lords, for over three years I have argued in the House for delaying Ukraine NATO membership, non-nuclear weapon status for barrier states stretching from Estonia to Georgia, a major powers treaty on Ukraine neutrality and the Russian ask, a deal on Donetsk and Luhansk. Why not think out of the box, face reality on the ground, join Trump’s meaningful attempts in promoting a Russian transition from quasi-autocracy to democracy and, in doing so, derail an opportunist, nomadic Russia’s links with an increasing assertive China, all in favour of promoting post-Putin Russia’s links to the West, which is where it belongs?

My Lords, does Westminster City Council in particular need additional support when a band H house worth £60 million in the borough carries a council tax of £2,100 a year, while a similar band H house worth £300,000 in Cumbria, in my former constituency, carries a tax of £4,600 a year—double Westminster’s? Worse, how can a band C local authority house in Cumbria’s Keswick pay more in council tax than that same £60 million-worth house in Mayfair? The system is discredited. We need new higher tax bandings and a fairer distribution of the burden.

My Lords, does Westminster City Council in particular need additional support when a band H house worth £60 million in the borough carries a council tax of £2,100 a year, while a similar band H house worth £300,000 in Cumbria, in my former constituency, carries a tax of £4,600 a year—double Westminster’s? Worse, how can a band C local authority house in Cumbria’s Keswick pay more in council tax than that same £60 million-worth house in Mayfair? The system is discredited. We need new higher tax bandings and a fairer distribution of the burden.

My Lords, with a coalition of oil states having agreed to contribute to Gaza’s reconstruction—and it is inconceivable they will do so if Hamas threatens their potential investment—is it not possible that a population tired of conflict will now want to organise for that reconstruction by seeking to exclude the...

My Lords, with a coalition of oil states having agreed to contribute to Gaza’s reconstruction—and it is inconceivable they will do so if Hamas threatens their potential investment—is it not possible that a population tired of conflict will now want to organise for that reconstruction by seeking to exclude the...

To ask His Majesty's Government, further to the Written Answers by Lord Hanson of Flint on 15 September (HL9952, HL9953, HL9954, HL9955, HL9956), whether they will answer the questions put.

To ask His Majesty's Government, further to the Written Answers by Lord Hanson of Flint on 15 September (HL9952, HL9953, HL9954, HL9955, HL9956), whether they will answer the questions put.

My Lords, surely if we really want to reduce undocumented migrant movement pull factors, we should stop the emphasis on the resolution of conflict through costly military interventions that provoke worldwide population movements and plunder our development aid budgets. Is not the answer, in part, to more greatly resource third-world development, with measures to de-escalate conflict and—the holy grail—to re-examine the world’s commitment to the principle of prohibited intervention in failing states, as defined by the ICJ?

My Lords, surely if we really want to reduce undocumented migrant movement pull factors, we should stop the emphasis on the resolution of conflict through costly military interventions that provoke worldwide population movements and plunder our development aid budgets. Is not the answer, in part, to more greatly resource third-world development, with measures to de-escalate conflict and—the holy grail—to re-examine the world’s commitment to the principle of prohibited intervention in failing states, as defined by the ICJ?