1-9 of 9 results for subject:Funerals
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To ask Her Majesty's Government whether they intend to publish further details on how the Children's Funeral Fund for England will operate; and if so, when.
To ask Her Majesty's Government whether they intend to publish further details on how the Children's Funeral Fund for England will operate; and if so, when.
The Government is committed to ensuring that all families who lose a child are given the support they need. That is why we have announced the establishment of a Children’s Funeral Fund for England, with the intention that no bereaved family will have to pay for the essential costs of burying or cremating their child. The detailed policy is under development and will be announced in due course.
To ask Her Majesty's Government whether the Children's Family Fund for England will cover the same expenses as those covered by the Social Fund Funeral Payment.
To ask Her Majesty's Government whether the Children's Family Fund for England will cover the same expenses as those covered by the Social Fund Funeral Payment.
The Government is committed to ensuring that all families who lose a child are given the support they need. That is why we have announced the establishment of a Children’s Funeral Fund for England, with the intention that no bereaved family will have to pay for the essential costs of burying or cremating their child. The detailed policy is under development and will be announced in due course.
To ask Her Majesty's Government whether the Children's Funeral Fund for England will cover costs for burial and cremation fees in any cemetery or crematorium chosen by bereaved parents, including church, private or woodland-based funerals; and if not, whether the parents' choice will be restricted by virtue of cost.
To ask Her Majesty's Government whether the Children's Funeral Fund for England will cover costs for burial and cremation fees in any cemetery or crematorium chosen by bereaved parents, including church, private or woodland-based funerals; and if not, whether the parents' choice will be restricted by virtue of cost.
The Government is committed to ensuring that all families who lose a child are given the support they need. That is why we have announced the establishment of a Children’s Funeral Fund for England, with the intention that no bereaved family will have to pay for the essential costs of burying or cremating their child. The detailed policy is under development and will be announced in due course.
To ask Her Majesty's Government whether the Children's Funeral Fund for England will cover the cost of any memorial, religious, or church service before the cremation or burial taking place.
To ask Her Majesty's Government whether the Children's Funeral Fund for England will cover the cost of any memorial, religious, or church service before the cremation or burial taking place.
The Government is committed to ensuring that all families who lose a child are given the support they need. That is why we have announced the establishment of a Children’s Funeral Fund for England, with the intention that no bereaved family will have to pay for the essential costs of burying or cremating their child. The detailed policy is under development and will be announced in due course.
To ask Her Majesty's Government whether the Children's Funeral Fund for England will cover the full cost when parents choose to bury their child in an adult burial space with extended grave rights, rather than a child-sized burial space.
To ask Her Majesty's Government whether the Children's Funeral Fund for England will cover the full cost when parents choose to bury their child in an adult burial space with extended grave rights, rather than a child-sized burial space.
The Government is committed to ensuring that all families who lose a child are given the support they need. That is why we have announced the establishment of a Children’s Funeral Fund for England, with the intention that no bereaved family will have to pay for the essential costs of burying or cremating their child. The detailed policy is under development and will be announced in due course.
To ask Her Majesty's Government what assessment they have made of the current level of protection for consumers purchasing a funeral plan, including protection from inappropriate sales and marketing practices.
To ask Her Majesty's Government what assessment they have made of the current level of protection for consumers purchasing a funeral plan, including protection from inappropriate sales and marketing practices.
The provision of a funeral plan is defined as a regulated activity and falls within the Financial Conduct Authority’s regulatory remit unless specific exemption criteria are met. This arrangement and these exemption criteria are set out in the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.
This legislation exempts funeral plan providers from the Financial Conduct Authority’s regulatory remit where the following financial arrangements are conducted, which are designed to ensure that the customer’s payments are secure:
the customer’s money is held in a trust fund, where more than half of the trustees are unconnected with the funeral plan provider. This trust must be managed by an authorised fund manager and be overseen by a Fellow of the Institute and Faculty of Actuaries; or
the customer’s money is placed in a life insurance policy, issued by an authorised insurer.
HM Treasury sets the legislative framework for the regulation of financial services, including the provision of funeral plans, and continues to keep such exemptions under review to ensure the maintenance of effective prudential and conduct standards.
To ask Her Majesty's Government whether they have any plans to strengthen the regulation of the funeral plan market in order to improve consumer protection.
To ask Her Majesty's Government whether they have any plans to strengthen the regulation of the funeral plan market in order to improve consumer protection.
The provision of a funeral plan is defined as a regulated activity and falls within the Financial Conduct Authority’s regulatory remit unless specific exemption criteria are met. This arrangement and these exemption criteria are set out in the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.
This legislation exempts funeral plan providers from the Financial Conduct Authority’s regulatory remit where the following financial arrangements are conducted, which are designed to ensure that the customer’s payments are secure:
the customer’s money is held in a trust fund, where more than half of the trustees are unconnected with the funeral plan provider. This trust must be managed by an authorised fund manager and be overseen by a Fellow of the Institute and Faculty of Actuaries; or
the customer’s money is placed in a life insurance policy, issued by an authorised insurer.
HM Treasury sets the legislative framework for the regulation of financial services, including the provision of funeral plans, and continues to keep such exemptions under review to ensure the maintenance of effective prudential and conduct standards.
To ask Mr Chancellor of the Exchequer, what steps the Government is taking to protect bereaved families if their funeral plan provider goes out of business; and if he will review the effectiveness of procedures in place for those circumstances.
To ask Mr Chancellor of the Exchequer, what steps the Government is taking to protect bereaved families if their funeral plan provider goes out of business; and if he will review the effectiveness of procedures in place for those circumstances.
Under the terms of articles 59 and 60 of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, money paid by a customer into a funeral plan must be placed by the plan provider either into a trust account managed by an independent fund manager or invested in a whole life insurance product from an authorised insurer.
The aim of these measures is to ensure that the money consumers pay funeral plan providers is kept securely and segregated from that of the business providing the plan, and is available when the time comes for the delivery of the funeral agreed in accordance with the plan specification.
To ask the Secretary of State for Work and Pensions how many Social Fund budgeting loan applications to pay for funeral expenses have been (a) received and (b) awarded; and what the total cost of the awards was in each month since May 2012.
[163855]
To ask the Secretary of State for Work and Pensions how many Social Fund budgeting loan applications to pay for funeral expenses have been (a) received and (b) awarded; and what the total cost of the awards was in each month since May 2012.
[163855]
DWP does not hold information on the reasons why budgeting loans were requested. Consequently, it is not possible to provide statistics on the number of budgeting loans that were taken out to contribute to funeral costs. The only figures available are for applications made directly to the Social Fund's funeral payment scheme.
Table 1 provides the number of funeral payment applications received, awards made and total expenditure made monthly between May 2012 and June 2013 inclusive.
| Table
1: Funeral payment applications, awards and expenditure between May
2012 and June
2013 | |||
| Applications | Awards | Expenditure
(£) | |
| May
2012 | 5,580 | 2,770 | 3,404,300 |
| June
2012 | 6,300 | 3,300 | 4,051,500 |
| July
2012 | 5,250 | 2,910 | 3,601,000 |
| August
2012 | 5,460 | 3,010 | 3,774,500 |
| September
2012 | 5,480 | 3,020 | 3,796,700 |
| October
2012 | 4,890 | 2,640 | 3,315,000 |
| November
2012 | 5,260 | 2,990 | 3,745,000 |
| December
2012 | 5,230 | 2,830 | 3,467,100 |
| January
2013 | 4,180 | 2,320 | 2,246,700 |
| February
2013 | 6,980 | 3,570 | 4,375,400 |
| March
2013 | 5,770 | 2,840 | 3,565,100 |
| April
2013 | 5,240 | 2,980 | 3,733,900 |
| May
2013 | 5,130 | 2,480 | 3,155,300 |
| June
2013 | 5,250 | 3,060 | 4,077,700 |
| Notes: 1. The information provided is Management Information. Our preference is to answer all parliamentary questions using Official/National Statistics but in this case we only have Management Information available. It is not quality assured to the same extent as Official/National statistics and there are some issues with the data, for example, these amounts do not include expenditure on applications which were processed clerically and have not yet been entered on to the Social Fund computer system. 2. Application and award volumes are rounded to the nearest 10. All expenditure figures are rounded to the nearest £100. Source: DWP Policy, Budget and Management Information System |