1-10 of 10 results for subject:Banks
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Motion, That this House has considered the future of high streets. Agreed to on question.
Motion, That this House has considered the future of high streets. Agreed to on question.
To ask the Chancellor of the Exchequer, pursuant to the Answer of 9 June 2025 to Question 56735 on Cars: Credit, what assessment she has made of the adequacy of the banking sectors' resilience in ensuring the scale of regulated motor finance is manageable.
To ask the Chancellor of the Exchequer, pursuant to the Answer of 9 June 2025 to Question 56735 on Cars: Credit, what assessment she has made of the adequacy of the banking sectors' resilience in ensuring the scale of regulated motor finance is manageable.
HM Treasury works in close coordination with the Bank of England, the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA), monitoring the resilience of the banking sector and the overall stability of consumer credit markets, including motor finance. Regular stress testing by the Bank of England shows the UK banking system remains strong, resilient, and well capitalised. HM Treasury continuously monitors risks across the financial sector and escalates its response where appropriate in coordination with the independent financial authorities.
To ask the Chancellor of the Exchequer, what information her Department holds on the extent of the liability for consumer credit debt on car purchases that major banks are exposed to.
To ask the Chancellor of the Exchequer, what information her Department holds on the extent of the liability for consumer credit debt on car purchases that major banks are exposed to.
The government engages with a broad range of stakeholders such as financial regulators, industry, debt advice charities and consumer groups to monitor trends in consumer debt.
In the 12 months to September 2024, consumers used regulated motor finance to purchase over 2 million vehicles, borrowing a total of £37.7bn.
Motion that this House has considered Government support for high street retailers. Agreed to on question.
Motion that this House has considered Government support for high street retailers. Agreed to on question.
To ask the Chancellor of the Exchequer, if he will hold discussions with major banks on interest rates on savings accounts compared to other financial institutions.
To ask the Chancellor of the Exchequer, if he will hold discussions with major banks on interest rates on savings accounts compared to other financial institutions.
The Chancellor has made clear his expectation that savers benefit from higher interest rates, and earlier this year he secured agreement from the FCA to review the savings market. The review was published in July and set out 14 actions for the FCA and firms to take to ensure customers were not losing out on higher interest rates.
The FCA recently shared an update on this work to acknowledge improvements in the market, meaning that more savers are now benefiting from higher interest rates. It also reaffirmed its commitment to continue working with industry to ensure savers are receiving fair value. This includes working with banks and building societies to review the fair value assessments they have already submitted
The retail savings market currently offers a range of options to savers, who can now access the highest rates in recent years on a variety of instant access and fixed-term products.
To ask the Chancellor of the Exchequer, what estimate he has made of the number of people who will benefit over the course of the present Parliament from the measures announced in his statement made on 23 September 2022 on (a) removing the cap on bankers bonuses and (b) abolishing...
To ask the Chancellor of the Exchequer, what estimate he has made of the number of people who will benefit over the course of the present Parliament from the measures announced in his statement made on 23 September 2022 on (a) removing the cap on bankers bonuses and (b) abolishing...
Regarding the removal of the bankers’ bonus cap, the Government has not assessed the numbers affected. The Prudential Regulation Authority and the Financial Conduct Authority have announced their intention to consult on the removal of the cap this Autumn, and as part of that will consider the overarching costs and benefits of the proposals against their statutory objectives.
Regarding the additional rate of tax, the Government is committed to lowering the tax burden and growing the economy, but has decided not to abolish the additional rate of tax in 2023 and is focussed on delivering the major parts of the Growth Plan. This plan sets out a new approach to build a more prosperous economy, from supporting British business to lowering the tax burden for the lowest paid.
To ask Mr Chancellor of the Exchequer, if he will estimate how many people have deposits with Greek-owned banks in the UK that are not covered by the bank deposit protection limit; and how many of those people are UK citizens.
To ask Mr Chancellor of the Exchequer, if he will estimate how many people have deposits with Greek-owned banks in the UK that are not covered by the bank deposit protection limit; and how many of those people are UK citizens.
To ask the Chancellor of the Exchequer what assessment he has made of the effect of the current economic situation in Iceland on (a) UK-owned banks and (b) banks located in the United Kingdom.
To ask the Chancellor of the Exchequer what assessment he has made of the effect of the current economic situation in Iceland on (a) UK-owned banks and (b) banks located in the United Kingdom.