1-20 of 23 results for subject:Insurance
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To ask the Secretary of State for Justice what estimate his Department has made of the number of victims of personal injury insurance fraud in the last year for which information is available.
To ask the Secretary of State for Justice what estimate his Department has made of the number of victims of personal injury insurance fraud in the last year for which information is available.
No figures are available for the number of victims of, or for the average loss incurred from, personal injury fraud. Across all forms of insurance the ABI estimates that fraud adds, on average, an extra £50 a year to the annual insurance bill for every UK policyholder.
However, we have already seen a fall in premiums paid by motorists following the implementation of Government reforms in April 2013. The latest ABI quarterly index shows a 9% drop in actual premiums paid in the last year. The Government fully expects insurers to continue to meet their commitment to pass on the savings from these and other reforms to consumers.
The Government is committed to turning the tide on fraudulent personal injury claims. To this end we are working closely with stakeholders across the industry to secure better data on motor accident cases, including the number of fraudulent cases.
No estimate is available of any cost savings that might accrue from clarifying the courts' powers to strike out claims that are exaggerated or fabricated. However, we are considering what reform might be appropriate to the law in this area.
To ask the Secretary of State for Justice (1) if his Department will estimate the savings in reduced litigation costs that might accrue from a reform of civil procedure rules to clarify the courts' powers to strike out cases on a basis that personal injury claims were exaggerated or fabricated;...
To ask the Secretary of State for Justice (1) if his Department will estimate the savings in reduced litigation costs that might accrue from a reform of civil procedure rules to clarify the courts' powers to strike out cases on a basis that personal injury claims were exaggerated or fabricated;...
No figures are available for the number of victims of, or for the average loss incurred from, personal injury fraud. Across all forms of insurance the ABI estimates that fraud adds, on average, an extra £50 a year to the annual insurance bill for every UK policyholder.
However, we have already seen a fall in premiums paid by motorists following the implementation of Government reforms in April 2013. The latest ABI quarterly index shows a 9% drop in actual premiums paid in the last year. The Government fully expects insurers to continue to meet their commitment to pass on the savings from these and other reforms to consumers.
The Government is committed to turning the tide on fraudulent personal injury claims. To this end we are working closely with stakeholders across the industry to secure better data on motor accident cases, including the number of fraudulent cases.
No estimate is available of any cost savings that might accrue from clarifying the courts’ powers to strike out claims that are exaggerated or fabricated. However, we are considering what reform might be appropriate to the law in this area.
(2) what estimate his Department has made of the average loss incurred by victims of insurance fraud in the last year for which information is available.
Mr Jim Cunningham:
(2) what estimate his Department has made of the average loss incurred by victims of insurance fraud in the last year for which information is available.
Mr Jim Cunningham:
No figures are available for the number of victims of, or for the average loss incurred from, personal injury fraud. Across all forms of insurance the ABI estimates that fraud adds, on average, an extra £50 a year to the annual insurance bill for every UK policyholder.
However, we have already seen a fall in premiums paid by motorists following the implementation of Government reforms in April 2013. The latest ABI quarterly index shows a 9% drop in actual premiums paid in the last year. The Government fully expects insurers to continue to meet their commitment to pass on the savings from these and other reforms to consumers.
The Government is committed to turning the tide on fraudulent personal injury claims. To this end we are working closely with stakeholders across the industry to secure better data on motor accident cases, including the number of fraudulent cases.
No estimate is available of any cost savings that might accrue from clarifying the courts’ powers to strike out claims that are exaggerated or fabricated. However, we are considering what reform might be appropriate to the law in this area.
To ask the Secretary of State for Work and Pensions what assessment he has made of the performance of insurance companies in resolving cases of asbestos liability claims.
To ask the Secretary of State for Work and Pensions what assessment he has made of the performance of insurance companies in resolving cases of asbestos liability claims.
DWP has introduced a Bill to establish the Diffuse Mesothelioma Payment scheme, which will make payments to mesothelioma sufferers in cases where a liable employer or insurer cannot be traced. The scheme will be funded by a levy on Employer Liability insurers.
The Mesothelioma Bill also contains powers to establish a Technical Committee which would make binding decisions in disputes between an EL insurer and a person with diffuse mesothelioma, about whether the insurer was providing EL cover to a particular employer at the time the person was negligently exposed to asbestos. This will ensure consistency across the insurance industry in the decisions on liability in EL mesothelioma claims.
The Financial Conduct Authority has also introduced measures to improve tracing of insurance policies in the future. Although this does not address the issues that have given rise to the Mesothelioma Bill it does mean that in the future individuals and employers should be able to trace liable insurers.
To ask the Secretary of State for Justice what meetings (a) Ministers and (b) Officials of his Department have had regarding proposals to limit the small claims court limit to £5,000 for road traffic accident personal injury claims.
[152329]
To ask the Secretary of State for Justice what meetings (a) Ministers and (b) Officials of his Department have had regarding proposals to limit the small claims court limit to £5,000 for road traffic accident personal injury claims.
[152329]
Ministers have had no meetings with stakeholders regarding proposals on the small claims threshold for personal injury claims included in the recent ‘Reducing the number and cost of whiplash claims’ consultation. Ministry of Justice officials held discussions with representatives from a number of key stakeholder groups including:
Association of British Insurers
Forum of Insurance Lawyers
Motor Accident Solicitors Society
Association of Personal Injury Lawyers
Consumer Justice Alliance
Access to Justice Action Group
Association of Medical Reporting Organisations
British Orthopaedic Association
Royal Society of General Practitioners.
In addition, officials discussed the proposals with the Law Society as part of a meeting on the wider civil justice reform agenda, as well as holding consultation meetings with individual representatives from insurance, claimant lawyer and the medical sectors during the consultation period.
To ask the Secretary of State for Justice when the Government plans to publish the response to its consultation entitled Reducing the Number and Costs of Whiplash Claims.
[152328]
To ask the Secretary of State for Justice when the Government plans to publish the response to its consultation entitled Reducing the Number and Costs of Whiplash Claims.
[152328]
The ‘Reducing the number and cost of whiplash claims’ consultation closed on 8 March 2013. Submissions received from stakeholders are currently being analysed. The Government will publish its response in due course.
To ask the Secretary of State for the Home Department how many prosecutions there have been of uninsured drivers by the West Midlands police force in each of the last 10 years; and what the average penalty was in each case.
To ask the Secretary of State for the Home Department how many prosecutions there have been of uninsured drivers by the West Midlands police force in each of the last 10 years; and what the average penalty was in each case.
| Proceedings at magistrates courts for the offence of using a motor vehicle uninsured against third party risks¹, and average fine imposed, West Midlands police force area, 1997-2004 | ||
|---|---|---|
| Total proceedings | Average fine(£) | |
| 1997 | 29,878 | 207 |
| 1998 | 30,928 | 190 |
| 1999 | 27,409 | 189 |
| 2000 | 28,148 | 201 |
| 2001 | 27,010 | 169 |
| 2002 | 32,339 | 192 |
| 2003² | 36,409 | 200 |
| 2004 | 39,696 | 206 |
| ¹ An offence under the Road Traffic Act 1988 s. 143 (2). ² As from 1 June 2003, 'driving a motor vehicle while uninsured against third party risks' became a fixed penalty offence. Notes: | ||
| 1. It is known that for some police force areas, the reporting of court proceedings in particular those relating to summary motoring offences may be less than complete. Work is underway to ensure that the magistrates' courts case management system currently being implemented by the Ministry of Justice reports all motoring offences to the Office for Criminal Justice Reform. This will enable more complete figures to be disseminated. 2: Every effort is made to ensure that the figures presented are accurate and complete. However, it is important to note that these data have been extracted from large administrative data systems generated by the courts and police forces. As a consequence, care should be taken to ensure data collection processes and their limitations are taken into account when those data are used. Source: Court Proceedings Database held by OCJR. |
To ask the Secretary of State for the Home Department what recent estimate she has made of the number of deaths caused by uninsured drivers.
To ask the Secretary of State for the Home Department what recent estimate she has made of the number of deaths caused by uninsured drivers.
To ask the Secretary of State for Work and Pensions, if he will make a statement on the employers' liability insurance review. - Ref to 12 December 2002, 396 c23-4WS. (Holding answer 12 December 2002).
To ask the Secretary of State for Work and Pensions, if he will make a statement on the employers' liability insurance review. - Ref to 12 December 2002, 396 c23-4WS. (Holding answer 12 December 2002).
What plans he has to prevent insurance companies from changing conditions of payment protection cover once a letter of acceptance has been signed by both the insurer and the insured.
What plans he has to prevent insurance companies from changing conditions of payment protection cover once a letter of acceptance has been signed by both the insurer and the insured.
What representations he has received from people who, having taken out payment protection cover, find their certificate of insurance differs from their letter of acceptance. - None.
What representations he has received from people who, having taken out payment protection cover, find their certificate of insurance differs from their letter of acceptance. - None.
What plans he has to help the families of disabled people who sell their (a) homes and (b) other assets to meet the costs of long-term care; what assessment DH has made as to how partnership schemes in US provide insurance against costs of long-term care for disabled people; what...
What plans he has to help the families of disabled people who sell their (a) homes and (b) other assets to meet the costs of long-term care; what assessment DH has made as to how partnership schemes in US provide insurance against costs of long-term care for disabled people; what...
How many disabled people at present are insured against the costs of long-term care using an indemnity insurance scheme. - Information not available.
How many disabled people at present are insured against the costs of long-term care using an indemnity insurance scheme. - Information not available.
What measures he proposes to reduce the time personal injury insurance compensation takes to be processed.
What measures he proposes to reduce the time personal injury insurance compensation takes to be processed.
What response he has made to representations from the mortgage insurance industry about the availability of private mortgage insurance for poor families.
What response he has made to representations from the mortgage insurance industry about the availability of private mortgage insurance for poor families.
When he will announce his conclusions on the recommendations of the Latham Report. - Inc ref to 257 c1283-4W.
When he will announce his conclusions on the recommendations of the Latham Report. - Inc ref to 257 c1283-4W.
What arrangements he is making to ensure that disabled former members of the armed forces are assisted in finding insurance to meet mortgage interest payments.
What arrangements he is making to ensure that disabled former members of the armed forces are assisted in finding insurance to meet mortgage interest payments.
What representations he has made to the Secretary of State for Social Security since his proposals to reduce income support for mortgage interest about the policy of insurance companies with respect to the payment of mortgage interest in respect of unemployment due to illness caused by exposure to radiation; and...
What representations he has made to the Secretary of State for Social Security since his proposals to reduce income support for mortgage interest about the policy of insurance companies with respect to the payment of mortgage interest in respect of unemployment due to illness caused by exposure to radiation; and...