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To ask the Secretary of State for Justice, what steps he is taking to ensure that the new small claims portal will not create an incentive for insurers to deny a claims liability as a result of the Government's decision not to establish an alternative dispute resolution mechanism.
To ask the Secretary of State for Justice, what steps he is taking to ensure that the new small claims portal will not create an incentive for insurers to deny a claims liability as a result of the Government's decision not to establish an alternative dispute resolution mechanism.
The government announced on 21 April 2020 that all work related to the implementation of the whiplash reforms has been paused and the implementation timetable has been moved to April 2021 because of the impact of the Covid-19 pandemic.
Generally, the online whiplash claims service is being designed to be simple and easy to operate for all users. Once we resume work on the whiplash reform programme, the government will continue its work with the Civil Procedure Rule Committee on new and revised Rules, Pre-action Protocol and Practice Direction to underpin the reforms and the system. This will include consideration of incentives and controls for all users of the online claims service where it is appropriate to do so.
Currently, motor insurers accept liability for damages in the majority of whiplash claims and we do not expect insurer behaviour to change after implementation. However, claimants will have the option to go to court to establish liability where this is necessary.
To ask the Secretary of State for Justice, pursuant to the Answer to the Question 21806 of 19 January 2016, on personal injury: compensation, whether the meeting on 8 December 2015 was the first meeting of Ministers with insurance industry representatives on reform of personal injury claims since May 2015.
To ask the Secretary of State for Justice, pursuant to the Answer to the Question 21806 of 19 January 2016, on personal injury: compensation, whether the meeting on 8 December 2015 was the first meeting of Ministers with insurance industry representatives on reform of personal injury claims since May 2015.
On 8 December 2015, at a meeting with Ministers, representatives of leading insurers committed to pass on savings to consumers through lower premiums following the implementation of Government reforms. The Government will be monitoring the industry’s reaction to these reforms closely.
The meeting on 8 December 2015 was the first Ministerial meeting with insurers to discuss the reforms announced in the Autumn Statement on 25 November. Lord Faulks subsequently met representatives from the claimant lawyer sector at the end of January 2016. Officials had previously met with both insurers and claimant lawyer representatives to discuss the reforms.
To ask the Secretary of State for Justice, on what date he last met insurance company representatives to discuss issues relating to personal injury claims; who was present at that meeting; and if he will make a statement.
To ask the Secretary of State for Justice, on what date he last met insurance company representatives to discuss issues relating to personal injury claims; who was present at that meeting; and if he will make a statement.
On 8 December, following the Chancellor’s announcement of further whiplash reforms in his Autumn Statement on 25 November, Lord Faulks and two ministerial colleagues, Oliver Letwin and Harriett Baldwin, met a representative group of senior figures from the insurance industry, including the Association of British Insurers. The primary purpose of the meeting was to discuss passing savings arising from the reforms to motorists by way of reduced premiums.
We will continue to work with a wide range of stakeholders including other government departments, solicitors and insurers in taking forward the new reform package. The Government will consult on the detail of these measures in due course.
To ask the Secretary of State for Justice, if he will meet with representative bodies of people acting for personal injury complainants to discuss the outcome of his discussions with the insurance industry; and if he will make a statement.
To ask the Secretary of State for Justice, if he will meet with representative bodies of people acting for personal injury complainants to discuss the outcome of his discussions with the insurance industry; and if he will make a statement.
The Government continues to work with a wide range of stakeholders in taking forward the whiplash reform package announced by the Chancellor in his Autumn Statement in November 2015. Officials met with representative bodies for claimant solicitors in December 2015 and a ministerial meeting is planned for the end of January 2016. They will have a further opportunity to comment when we consult on the detail of the reforms in due course.
To ask the Secretary of State for Justice, what assessment he has made of the potential effect on income to insurance companies of the changes to personal injury law and procedure announced in the Spending Review and Autumn Statement 2015; and if he will make a statement.
To ask the Secretary of State for Justice, what assessment he has made of the potential effect on income to insurance companies of the changes to personal injury law and procedure announced in the Spending Review and Autumn Statement 2015; and if he will make a statement.
The Government received and analysed data from numerous sources when formulating the announcement in the Chancellor’s Autumn Statement. We will continue to work with a wide range of stakeholders including other Government Departments, solicitors and insurers in taking forward the new reform package. The Government will consult on the detail of these measures in due course. The consultation will be accompanied by an impact assessment.
To ask the Attorney General, how many people were prosecuted for driving cars while (a) disqualified from driving and (b) uninsured in each police force area in the UK in each year since 2010.
To ask the Attorney General, how many people were prosecuted for driving cars while (a) disqualified from driving and (b) uninsured in each police force area in the UK in each year since 2010.
The Crown Prosecution Service (CPS) does not centrally record the total number of people prosecuted for driving whilst disqualified or driving whilst uninsured. To obtain details of the number of defendants prosecuted for these offences, would require a manual review of individual case files to be undertaken at a disproportionate cost.
Driving motor vehicles while uninsured are specified proceedings. These are offences that are prosecuted by the police rather than the CPS in order to reduce unnecessary bureaucracy and ensure swifter justice. The CPS will only prosecute a specified offence in cases where a not guilty plea has been entered or when the defendant is charged with other associated offences such as driving with excess alcohol.
To ask the Secretary of State for Justice, whether he expects the bringing into force of the Social Action, Responsibility and Heroism Bill will lead to workers taking out personal insurance cover to protect them if they are injured at work.
To ask the Secretary of State for Justice, whether he expects the bringing into force of the Social Action, Responsibility and Heroism Bill will lead to workers taking out personal insurance cover to protect them if they are injured at work.
The Ministry of Justice discussed the Social Action, Responsibility and Heroism Bill with officials from the Health and Safety Executive and senior members of the judiciary prior to its introduction. There have been no discussions with the insurance industry regarding the Bill. There is nothing in the Bill which prevents an employee bringing a negligence claim, or which leaves workers without appropriate remedies when they are injured by the negligent actions of irresponsible employers. We do not therefore expect it to lead to workers taking out personal insurance cover.
To ask the Secretary of State for Justice, what discussions he has had with the insurance industry on the need for the Social Action, Responsibility and Heroism Bill.
To ask the Secretary of State for Justice, what discussions he has had with the insurance industry on the need for the Social Action, Responsibility and Heroism Bill.
The Ministry of Justice discussed the Social Action, Responsibility and Heroism Bill with officials from the Health and Safety Executive and senior members of the judiciary prior to its introduction. There have been no discussions with the insurance industry regarding the Bill. There is nothing in the Bill which prevents an employee bringing a negligence claim, or which leaves workers without appropriate remedies when they are injured by the negligent actions of irresponsible employers. We do not therefore expect it to lead to workers taking out personal insurance cover.
To ask the Secretary of State for Justice, what estimate he has made of the likely reduction in insurance premiums as a result of the Social Action, Responsibility and Heroism Bill.
To ask the Secretary of State for Justice, what estimate he has made of the likely reduction in insurance premiums as a result of the Social Action, Responsibility and Heroism Bill.
I have spoken to many business groups and employers who tell me about how the compensation culture is tying their business in knots. Employers often do the right thing, put sensible safety procedures in place, and then someone does something daft and the employer still finds himself facing a negligence claim. The Bill should reassure employers and others that the courts will always consider the context of their actions before making a decision on liability. It should also deter claimants from bringing unfounded claims in the first place thereby helping to reduce insurance premiums. We have published an impact assessment at the following link:
Did the Minister read the e-mail sent to us both yesterday by the victim of a whiplash sting? His insurer, without consulting him or any medical evidence, paid out £2,700, £1,600 of which went to a claims management company, and then more than doubled his premium. Rather than blaming genuine victims for the cost of motor insurance, why has the Minister not tackled the claims management companies and insurers whose actions encourage fraud? Is it because of the millions they give the Tory party every year?
Did the Minister read the e-mail sent to us both yesterday by the victim of a whiplash sting? His insurer, without consulting him or any medical evidence, paid out £2,700, £1,600 of which went to a claims management company, and then more than doubled his premium. Rather than blaming genuine victims for the cost of motor insurance, why has the Minister not tackled the claims management companies and insurers whose actions encourage fraud? Is it because of the millions they give the Tory party every year?
The hon. Gentleman is clearly out of date. If he did his research properly, he would be aware that since January this year 800 CMCs have closed. This is an issue where we are trying to do good and where all stakeholders are working together for the greater good of the public. It is regrettable that he is resorting to type and cannot recognise that he should be working to do good rather than being his usual destructive self.
To ask the Secretary of State for Justice when his Department plans to publish its response to the consultation on whiplash and the small claims court for personal injury which closed on 8 March 2013.
To ask the Secretary of State for Justice when his Department plans to publish its response to the consultation on whiplash and the small claims court for personal injury which closed on 8 March 2013.
The Government is committed to reducing the number and cost of whiplash claims to help bring down the cost of motor insurance premiums for consumers.
On 16 May 2013, Official Report, columns 48-49WS, my predecessor announced in a written ministerial statement that the Government would defer its response to the 'Reducing the number and cost of whiplash claims' consultation until after the Transport Committee had published its own report and recommendations in this area. The Committee's report was published on 31 July. We are considering its recommendations alongside the responses received to the consultation. The Government will publish its response later this year.
To ask the Secretary of State for Justice what the estimated cost to businesses is of (a) invalid and (b) fraudulent payment protection insurance claims by claims management companies.
[157443]
To ask the Secretary of State for Justice what the estimated cost to businesses is of (a) invalid and (b) fraudulent payment protection insurance claims by claims management companies.
[157443]
The Department's Claims Management Regulation Unit has not made an estimate of such cost to businesses. The CMR Unit is however well aware of this issue and a specialist PPI compliance team is targeting poor practices used by those claims management companies that submit poorly prepared or spurious PPI claims.
To ask the Secretary of State for Justice (1) what plans he has to meet representatives of the insurance industry to discuss his proposals to reduce the recoverable fixed fee in personal injury cases;
[139117]
To ask the Secretary of State for Justice (1) what plans he has to meet representatives of the insurance industry to discuss his proposals to reduce the recoverable fixed fee in personal injury cases;
[139117]
The information is as follows:
PQs 139117-139120
Neither the Lord Chancellor and Secretary of State for Justice, my right hon. Friend the Member for Epsom and Ewell (Chris Grayling), nor I had any specific meetings with either the insurance industry or claimant representatives immediately prior to the publication of this Department's proposals for the reduction of fixed recoverable fees in relation to the extended Road Traffic Accident Personal Injury scheme.
At present, there are no plans for us to meet, or have discussions with, either insurance or claimant representatives about these proposals before final rates are set. The Department has, however, received over 750 responses to the recent consultation on the proposals. These are currently being analysed and the views of both insurance and claimant respondents will be fully considered before final decisions are made.
PQ 139121
I refer the hon. Member to the answer I gave to the hon. Member for Liverpool, Walton (Steve Rotheram) on 12 December 2012, Official Report, column 370W.
(2) what plans he has to meet representatives of the claimant industry to discuss his proposals to reduce the recoverable fixed fee in personal injury cases;
[139118]
Mr Slaughter:
(2) what plans he has to meet representatives of the claimant industry to discuss his proposals to reduce the recoverable fixed fee in personal injury cases;
[139118]
Mr Slaughter:
The information is as follows:
PQs 139117-139120
Neither the Lord Chancellor and Secretary of State for Justice, my right hon. Friend the Member for Epsom and Ewell (Chris Grayling), nor I had any specific meetings with either the insurance industry or claimant representatives immediately prior to the publication of this Department's proposals for the reduction of fixed recoverable fees in relation to the extended Road Traffic Accident Personal Injury scheme.
At present, there are no plans for us to meet, or have discussions with, either insurance or claimant representatives about these proposals before final rates are set. The Department has, however, received over 750 responses to the recent consultation on the proposals. These are currently being analysed and the views of both insurance and claimant respondents will be fully considered before final decisions are made.
PQ 139121
I refer the hon. Member to the answer I gave to the hon. Member for Liverpool, Walton (Steve Rotheram) on 12 December 2012, Official Report, column 370W.
(3) what meetings he had with (a) the insurance industry and (b) claimant representatives ahead of the call for evidence on the extension of the Road Traffic Accident personal injury scheme: Proposals on fixed fees;
[139119]
Mr Slaughter:
(3) what meetings he had with (a) the insurance industry and (b) claimant representatives ahead of the call for evidence on the extension of the Road Traffic Accident personal injury scheme: Proposals on fixed fees;
[139119]
Mr Slaughter:
The information is as follows:
PQs 139117-139120
Neither the Lord Chancellor and Secretary of State for Justice, my right hon. Friend the Member for Epsom and Ewell (Chris Grayling), nor I had any specific meetings with either the insurance industry or claimant representatives immediately prior to the publication of this Department's proposals for the reduction of fixed recoverable fees in relation to the extended Road Traffic Accident Personal Injury scheme.
At present, there are no plans for us to meet, or have discussions with, either insurance or claimant representatives about these proposals before final rates are set. The Department has, however, received over 750 responses to the recent consultation on the proposals. These are currently being analysed and the views of both insurance and claimant respondents will be fully considered before final decisions are made.
PQ 139121
I refer the hon. Member to the answer I gave to the hon. Member for Liverpool, Walton (Steve Rotheram) on 12 December 2012, Official Report, column 370W.
(4) what discussions he plans to have with (a) the insurance industry and (b) claimant representatives before a final recoverable fixed fee in personal injury cases is set;
[139120]
Mr Slaughter:
(4) what discussions he plans to have with (a) the insurance industry and (b) claimant representatives before a final recoverable fixed fee in personal injury cases is set;
[139120]
Mr Slaughter:
The information is as follows:
PQs 139117-139120
Neither the Lord Chancellor and Secretary of State for Justice, my right hon. Friend the Member for Epsom and Ewell (Chris Grayling), nor I had any specific meetings with either the insurance industry or claimant representatives immediately prior to the publication of this Department's proposals for the reduction of fixed recoverable fees in relation to the extended Road Traffic Accident Personal Injury scheme.
At present, there are no plans for us to meet, or have discussions with, either insurance or claimant representatives about these proposals before final rates are set. The Department has, however, received over 750 responses to the recent consultation on the proposals. These are currently being analysed and the views of both insurance and claimant respondents will be fully considered before final decisions are made.
PQ 139121
I refer the hon. Member to the answer I gave to the hon. Member for Liverpool, Walton (Steve Rotheram) on 12 December 2012, Official Report, column 370W.
(5) what plans his Department has to conduct an assessment of the low value road traffic accident process for personal injury claims.
[139121]
Mr Slaughter:
(5) what plans his Department has to conduct an assessment of the low value road traffic accident process for personal injury claims.
[139121]
Mr Slaughter:
The information is as follows:
PQs 139117-139120
Neither the Lord Chancellor and Secretary of State for Justice, my right hon. Friend the Member for Epsom and Ewell (Chris Grayling), nor I had any specific meetings with either the insurance industry or claimant representatives immediately prior to the publication of this Department's proposals for the reduction of fixed recoverable fees in relation to the extended Road Traffic Accident Personal Injury scheme.
At present, there are no plans for us to meet, or have discussions with, either insurance or claimant representatives about these proposals before final rates are set. The Department has, however, received over 750 responses to the recent consultation on the proposals. These are currently being analysed and the views of both insurance and claimant respondents will be fully considered before final decisions are made.
PQ 139121
I refer the hon. Member to the answer I gave to the hon. Member for Liverpool, Walton (Steve Rotheram) on 12 December 2012, Official Report, column 370W.
To ask the Secretary of State for Work and Pensions what proportion of the current insurance arrangements of employers are registered with the Employers' Liability Tracing Office.
[137765]
To ask the Secretary of State for Work and Pensions what proportion of the current insurance arrangements of employers are registered with the Employers' Liability Tracing Office.
[137765]
The Employers' Liability Tracing Office is a public company limited by guarantee. They advise in their 12 month report for 2011-12 that as of April 2012, there are 149 members, representing 99% of the employers' liability insurance market.