A child cannot unsee a sexualised image online. I raised with the former Secretary of State parents’ concerns regarding highly sexualised images popping up in children’s games online. Will today’s announcement cover in-game adverts, or is that a loophole that the new Secretary of State can commit to looking at?

A child cannot unsee a sexualised image online. I raised with the former Secretary of State parents’ concerns regarding highly sexualised images popping up in children’s games online. Will today’s announcement cover in-game adverts, or is that a loophole that the new Secretary of State can commit to looking at?

I certainly commit to looking at that issue. I am concerned by what the hon. Lady said. I will take that away and make sure that we take the appropriate action to protect children from those sorts of images.

I certainly commit to looking at that issue. I am concerned by what the hon. Lady said. I will take that away and make sure that we take the appropriate action to protect children from those sorts of images.

Like parents and grandparents in Hartlepool, I find it incredible that technology companies even had to be asked to put software in place that protected against child sexual abuse. Having been asked, they apparently have said no. As the Secretary of State rightly points out, there will be further loopholes...

Like parents and grandparents in Hartlepool, I find it incredible that technology companies even had to be asked to put software in place that protected against child sexual abuse. Having been asked, they apparently have said no. As the Secretary of State rightly points out, there will be further loopholes...

I support what my hon. Friend says. We need to stop thinking about the online world as somehow distinct from the offline world. As someone who worked with children and young people for many years before I came into Parliament, I know that there are systems and protections in place...

I support what my hon. Friend says. We need to stop thinking about the online world as somehow distinct from the offline world. As someone who worked with children and young people for many years before I came into Parliament, I know that there are systems and protections in place...

The Secretary of State is right to push the tech companies to live up to their responsibilities to keep children safe. One of the many horrifying things when considering online safety is the number of abuse perpetrators who themselves are children. We have had a case in my local area...

The Secretary of State is right to push the tech companies to live up to their responsibilities to keep children safe. One of the many horrifying things when considering online safety is the number of abuse perpetrators who themselves are children. We have had a case in my local area...

The hon. Lady raises an important point about some of the apps that exist. I commend my right hon. Friend the Member for Leicester West (Liz Kendall) for taking such quick and decisive action in this place on Grok. The hon. Lady is right to say that other forms of...

The hon. Lady raises an important point about some of the apps that exist. I commend my right hon. Friend the Member for Leicester West (Liz Kendall) for taking such quick and decisive action in this place on Grok. The hon. Lady is right to say that other forms of...

I welcome the Secretary of State’s statement and the work done by my right hon. Friend the Member for Leicester West (Liz Kendall) to finally take back control of our children’s safety online. Tackling misinformation and disinformation is also a part of creating safe online spaces. I have been leading,...

I welcome the Secretary of State’s statement and the work done by my right hon. Friend the Member for Leicester West (Liz Kendall) to finally take back control of our children’s safety online. Tackling misinformation and disinformation is also a part of creating safe online spaces. I have been leading,...

I pay tribute to my hon. Friend and her constituent for their campaign. I would be very happy to offer a meeting with the relevant officials and to discuss this issue personally with her. She is absolutely right to highlight the importance of tackling misinformation and disinformation. She will know...

I pay tribute to my hon. Friend and her constituent for their campaign. I would be very happy to offer a meeting with the relevant officials and to discuss this issue personally with her. She is absolutely right to highlight the importance of tackling misinformation and disinformation. She will know...

I welcome the statement by the Secretary of State, the work she is doing and the work begun by the hon. Member for Birmingham Yardley (Jess Phillips). Protecting our children is very important. My query relates to the allegedly robust complaints procedure provided by social media apps. For example, a...

I welcome the statement by the Secretary of State, the work she is doing and the work begun by the hon. Member for Birmingham Yardley (Jess Phillips). Protecting our children is very important. My query relates to the allegedly robust complaints procedure provided by social media apps. For example, a...

The hon. Gentleman gives an astonishing example. I am very happy to pick that up with the social media companies directly.

The hon. Gentleman gives an astonishing example. I am very happy to pick that up with the social media companies directly.

I echo the comments of my hon. Friend the Member for Hyndburn (Sarah Smith) on misinformation and disinformation. We know that hostile states around the world, from Russia to Iran, are actively using social media disinformation as a tool as part of their forward defence strategy to disrupt democracies and...

I echo the comments of my hon. Friend the Member for Hyndburn (Sarah Smith) on misinformation and disinformation. We know that hostile states around the world, from Russia to Iran, are actively using social media disinformation as a tool as part of their forward defence strategy to disrupt democracies and...

We are coming at that from a number of angles. As well as the measures I have been outlining to colleagues today, we are looking at how we can develop gov.uk. We are pioneers when it comes to gov.uk, but we believe we could do even more to make it...

We are coming at that from a number of angles. As well as the measures I have been outlining to colleagues today, we are looking at how we can develop gov.uk. We are pioneers when it comes to gov.uk, but we believe we could do even more to make it...

I join the House in welcoming the statement and thank the Government for the steps they are taking to keep our children safe. Earlier this year, I met campaigners from SafeToNet who had invented hardware-level protection that they had installed on HTC-only devices and were trying to persuade other mobile...

I join the House in welcoming the statement and thank the Government for the steps they are taking to keep our children safe. Earlier this year, I met campaigners from SafeToNet who had invented hardware-level protection that they had installed on HTC-only devices and were trying to persuade other mobile...

The hon. Gentleman is right to raise the issue of enforcement. As has already been mentioned, any legislation that we introduce is only as good as our ability to enforce it, so we take that extremely seriously.

The hon. Gentleman is right to raise the issue of enforcement. As has already been mentioned, any legislation that we introduce is only as good as our ability to enforce it, so we take that extremely seriously.

As the youngest parent in this place, I warmly welcome the Secretary of State’s leadership and that of our Prime Minister. Will she look at AI-enabled smart glasses, which could be filming our children, and the content from them that is being put online? Will she also look at loopholes...

As the youngest parent in this place, I warmly welcome the Secretary of State’s leadership and that of our Prime Minister. Will she look at AI-enabled smart glasses, which could be filming our children, and the content from them that is being put online? Will she also look at loopholes...

I have already discussed issues around VPNs with officials; device-level controls are one part of the answer but not the whole answer, so my hon. Friend is right to raise the issue. I will take up the issue of smart glasses as well.

I have already discussed issues around VPNs with officials; device-level controls are one part of the answer but not the whole answer, so my hon. Friend is right to raise the issue. I will take up the issue of smart glasses as well.

When I speak to parents in Bracknell Forest, they tell me of their anxiety about what their young people might be exposed to online and their feeling of powerlessness—they do not feel that they have the tools to do anything about it. Today’s statement makes it clear that this Government...

When I speak to parents in Bracknell Forest, they tell me of their anxiety about what their young people might be exposed to online and their feeling of powerlessness—they do not feel that they have the tools to do anything about it. Today’s statement makes it clear that this Government...

I support my hon. Friend in saying that it is the responsibility of all of us to keep children safe, and we would like to see the tech companies do more—and more quickly. Today’s statement also shows that the Government can do things to improve people’s lives. We are not...

I support my hon. Friend in saying that it is the responsibility of all of us to keep children safe, and we would like to see the tech companies do more—and more quickly. Today’s statement also shows that the Government can do things to improve people’s lives. We are not...

I welcome the announcement from the Secretary of State, but the focus is too often on what young people are doing, rather than on the adults who are grooming and coercing them. Can the Secretary of State say more about the work that her Department and others are doing with...

I welcome the announcement from the Secretary of State, but the focus is too often on what young people are doing, rather than on the adults who are grooming and coercing them. Can the Secretary of State say more about the work that her Department and others are doing with...

I saw my hon. Friend the Member for Birmingham Yardley (Jess Phillips) nodding vigorously at that point. My hon. Friend the Member for Portsmouth North (Amanda Martin) is absolutely right, and I am working closely with the Home Secretary to ensure that we come at the issue from every angle...

I saw my hon. Friend the Member for Birmingham Yardley (Jess Phillips) nodding vigorously at that point. My hon. Friend the Member for Portsmouth North (Amanda Martin) is absolutely right, and I am working closely with the Home Secretary to ensure that we come at the issue from every angle...

I strongly welcome the statement from the Secretary of State. It is long overdue and builds on great work by her predecessors. Unfortunately, we do not have full sovereign capability in developing our own tech in this country, and we are vulnerable to politics in other countries. Will the Secretary...

I strongly welcome the statement from the Secretary of State. It is long overdue and builds on great work by her predecessors. Unfortunately, we do not have full sovereign capability in developing our own tech in this country, and we are vulnerable to politics in other countries. Will the Secretary...

My hon. Friend raises two linked and important points. First, we are the Government of the United Kingdom and are responsible to the people of this country. Although we have close friends and allies all over the world, we reserve the right to take our own view on technology. Particularly...

My hon. Friend raises two linked and important points. First, we are the Government of the United Kingdom and are responsible to the people of this country. Although we have close friends and allies all over the world, we reserve the right to take our own view on technology. Particularly...

I thank and commend the Secretary of State for the Government’s world-leading action. Does she agree that at some point in the future, we are going to look back and wonder how we let the tech companies get away with hijacking our children’s attention and safety for so long? She...

I thank and commend the Secretary of State for the Government’s world-leading action. Does she agree that at some point in the future, we are going to look back and wonder how we let the tech companies get away with hijacking our children’s attention and safety for so long? She...

I think we have been living through a revolution in the way we interact with one another and with Government, compared with when I was growing up. I am going to sound incredibly old now, but I think I was 17 before I got my first email address, and Google...

I think we have been living through a revolution in the way we interact with one another and with Government, compared with when I was growing up. I am going to sound incredibly old now, but I think I was 17 before I got my first email address, and Google...

This is a really tremendous statement—I welcome it, and congratulate and thank my right hon. Friend for it. We have touched on the tech companies. Sadly, we can expect them to push back, and they may get support on the other side of the Atlantic. I encourage my right hon....

This is a really tremendous statement—I welcome it, and congratulate and thank my right hon. Friend for it. We have touched on the tech companies. Sadly, we can expect them to push back, and they may get support on the other side of the Atlantic. I encourage my right hon....

My hon. Friend is absolutely right. As a rule, I think this Government have taken that approach; we want to have a much closer relationship with our closest friends and neighbours across Europe and to repair some of the needless damage that was done to that relationship under previous Governments....

My hon. Friend is absolutely right. As a rule, I think this Government have taken that approach; we want to have a much closer relationship with our closest friends and neighbours across Europe and to repair some of the needless damage that was done to that relationship under previous Governments....

I welcome the Secretary of State’s statement. Unfortunately, young people and their parents in my constituency do not believe that the big tech companies are taking their responsibilities seriously. I speak to young people in schools across Harlow who are concerned that it is very easy to flout the age...

I welcome the Secretary of State’s statement. Unfortunately, young people and their parents in my constituency do not believe that the big tech companies are taking their responsibilities seriously. I speak to young people in schools across Harlow who are concerned that it is very easy to flout the age...

I thank my hon. Friend for that point. I think the views of his constituents in Harlow are probably mirrored in every constituency across the country. I want to be really clear about our message today to parents who have been struggling with this matter for so long: you are...

I thank my hon. Friend for that point. I think the views of his constituents in Harlow are probably mirrored in every constituency across the country. I want to be really clear about our message today to parents who have been struggling with this matter for so long: you are...

Democracies face a choice between allowing the online world to be a wild west or stepping in, so I really welcome this Government’s decision to regulate the tech titans that have been putting profit before protection. I have families in my constituency who have been deeply affected by traumas online...

Democracies face a choice between allowing the online world to be a wild west or stepping in, so I really welcome this Government’s decision to regulate the tech titans that have been putting profit before protection. I have families in my constituency who have been deeply affected by traumas online...

Yes, of course; it would be a privilege to meet them. I have had the honour of getting to know some of these families—both bereaved families and families of survivors whose children have been harmed because of the lack of action in this space—and I gave them a commitment that...

Yes, of course; it would be a privilege to meet them. I have had the honour of getting to know some of these families—both bereaved families and families of survivors whose children have been harmed because of the lack of action in this space—and I gave them a commitment that...

The Social Housing Bill [HL] 2026-27 is scheduled to have its second reading in the House of Commons on 10 September 2026.

The Social Housing Bill [HL] 2026-27 is scheduled to have its second reading in the House of Commons on 10 September 2026.

The Civil Aviation Bill is going through Parliament. It gives more powers to the Civil Aviation Authority and modernises the UK's aviation regulatory framework

The Civil Aviation Bill is going through Parliament. It gives more powers to the Civil Aviation Authority and modernises the UK's aviation regulatory framework

Lords report stage first day. Amendment 5 disagreed to on division (76 to 164). Amendment 10 agreed to on division (246 to 165). Amendment 11 disagreed to on division (69 to 171). Amendment 12 agreed to. Amendment 14 disagreed to on division (59 to 144). (Part 1 of 2).

Lords report stage first day. Amendment 5 disagreed to on division (76 to 164). Amendment 10 agreed to on division (246 to 165). Amendment 11 disagreed to on division (69 to 171). Amendment 12 agreed to. Amendment 14 disagreed to on division (59 to 144). (Part 1 of 2).

Moved by

Baroness Neville-Rolfe

1: Leave out Clause 1

Member’s explanatory statement

This amendment, along with another in the name of Baroness Neville-Rolfe, seeks to allow for a debate on the Government’s intentions around a new regime to be laid down in the regulatory rule book in place of that established by the Consumer...

Moved by

Baroness Neville-Rolfe

1: Leave out Clause 1

Member’s explanatory statement

This amendment, along with another in the name of Baroness Neville-Rolfe, seeks to allow for a debate on the Government’s intentions around a new regime to be laid down in the regulatory rule book in place of that established by the Consumer...

My Lords, I am honoured to open our discussions on Report on the Financial Services and Markets Bill, which we support in general but seek to improve. I congratulate the Minister on his new position and thank him for his engagement. I also thank the noble Lord, Lord Stockwood, whom...

My Lords, I am honoured to open our discussions on Report on the Financial Services and Markets Bill, which we support in general but seek to improve. I congratulate the Minister on his new position and thank him for his engagement. I also thank the noble Lord, Lord Stockwood, whom...

My Lords, I will speak to my non-diminution Amendments 2 and 3, and to Amendments 4 and 5, which stem from them. In Committee, the Government made it clear that they wish to remove tail risk for firms—a theme running through the changes to the CCA and FOS. I agree...

My Lords, I will speak to my non-diminution Amendments 2 and 3, and to Amendments 4 and 5, which stem from them. In Committee, the Government made it clear that they wish to remove tail risk for firms—a theme running through the changes to the CCA and FOS. I agree...

My Lords, I will speak to Amendment 5 in this group. Structurally, the amendment follows the approach used by my noble friend Lady Bowles in her previous amendment, and I am very grateful to her for the help and support in drafting. My amendment

has a simple purpose, which is...

My Lords, I will speak to Amendment 5 in this group. Structurally, the amendment follows the approach used by my noble friend Lady Bowles in her previous amendment, and I am very grateful to her for the help and support in drafting. My amendment

has a simple purpose, which is...

My Lords, I support Amendment 2 in the name of the noble Baroness, Lady Bowles of Berkhamsted, to which I have added my name. As we have already heard, this amendment would ensure that, when provisions of the Consumer Credit Act are repealed or replaced by FCA rules, the overall...

My Lords, I support Amendment 2 in the name of the noble Baroness, Lady Bowles of Berkhamsted, to which I have added my name. As we have already heard, this amendment would ensure that, when provisions of the Consumer Credit Act are repealed or replaced by FCA rules, the overall...

My Lords, I support the amendments in this group, and I feel that this Bill has an opportunity to improve—or at least not diminish—the protections that are offered to consumers of financial services. We have long known that from a consumer perspective, the asymmetry of information and the asymmetry of...

My Lords, I support the amendments in this group, and I feel that this Bill has an opportunity to improve—or at least not diminish—the protections that are offered to consumers of financial services. We have long known that from a consumer perspective, the asymmetry of information and the asymmetry of...

My Lords, I will be extremely brief because my Bench has just spoken very clearly on this issue. I share with the Conservative Front Bench concerns about accountability with a further removal of powers directly into the hands of the regulator, and had they pressed their Amendment 1, we would...

My Lords, I will be extremely brief because my Bench has just spoken very clearly on this issue. I share with the Conservative Front Bench concerns about accountability with a further removal of powers directly into the hands of the regulator, and had they pressed their Amendment 1, we would...

My Lords, it is a privilege to be here today to debate the Financial Services and Markets Bill. I put on record my thanks to my noble friend Lord Stockwood for leading the earlier stages of this debate and thank all noble Lords who have contributed to this debate in...

My Lords, it is a privilege to be here today to debate the Financial Services and Markets Bill. I put on record my thanks to my noble friend Lord Stockwood for leading the earlier stages of this debate and thank all noble Lords who have contributed to this debate in...

My Lords, I am very grateful to the Minister for his response and his detailed explanation of how Clause 1 is framed. I am also grateful to the other noble Lords who have contributed to the debate—the noble Baronesses, Lady Bowles and Lady Altmann, and the right reverend Prelate the...

My Lords, I am very grateful to the Minister for his response and his detailed explanation of how Clause 1 is framed. I am also grateful to the other noble Lords who have contributed to the debate—the noble Baronesses, Lady Bowles and Lady Altmann, and the right reverend Prelate the...

Moved by

Lord Sharkey

5: After Clause 1, insert the following new Clause—

“Protection of consumers where regulated credit agreements or regulated mortgage contracts are transferred to inactive lenders

(1) This section applies where rights under any regulated credit agreement or regulated mortgage contract are assigned, sold, securitised or otherwise transferred to a person...

Moved by

Lord Sharkey

5: After Clause 1, insert the following new Clause—

“Protection of consumers where regulated credit agreements or regulated mortgage contracts are transferred to inactive lenders

(1) This section applies where rights under any regulated credit agreement or regulated mortgage contract are assigned, sold, securitised or otherwise transferred to a person...

My Lords, I had hoped that the life-crippling injustice visited on mortgage prisoners by government would produce a more sympathetic approach. In fact, it is hard to tell what approach, if any, the Government are proposing. What are they proposing to do about this long-standing and obvious injustice? Let me...

My Lords, I had hoped that the life-crippling injustice visited on mortgage prisoners by government would produce a more sympathetic approach. In fact, it is hard to tell what approach, if any, the Government are proposing. What are they proposing to do about this long-standing and obvious injustice? Let me...

Moved by

Baroness Kramer

7: Clause 3, page 2, line 4, at end insert—

“(2A) Regulations may only make provision arising directly from the review carried out under subsection (2).”

Member’s explanatory statement

This amendment would restrict the scope of the regulations so that they may only implement matters that have been reviewed and consulted...

Moved by

Baroness Kramer

7: Clause 3, page 2, line 4, at end insert—

“(2A) Regulations may only make provision arising directly from the review carried out under subsection (2).”

Member’s explanatory statement

This amendment would restrict the scope of the regulations so that they may only implement matters that have been reviewed and consulted...

My Lords, it was exceedingly remiss of me, when I spoke earlier, not to welcome the noble Lord, Lord Pitt-Watson, to his role. We have had so many conversations that I have begun to think of him as the established Minister, yet sitting just a few Benches away is the...

My Lords, it was exceedingly remiss of me, when I spoke earlier, not to welcome the noble Lord, Lord Pitt-Watson, to his role. We have had so many conversations that I have begun to think of him as the established Minister, yet sitting just a few Benches away is the...

My Lords, as this is the first time I am speaking on Report, I should remind the House of my interests as a shareholder in Fidelity National Information Services Inc, which provides services to the financial sector, and as a non-practising member of the Institute of Chartered Accountants in England...

My Lords, as this is the first time I am speaking on Report, I should remind the House of my interests as a shareholder in Fidelity National Information Services Inc, which provides services to the financial sector, and as a non-practising member of the Institute of Chartered Accountants in England...

My Lords, I want to support Amendment 8, but no one seems to have spoken to it, so is it in order for me to say a few words on it? It is an important amendment because it contains really the only mention in the whole Bill of post offices....

My Lords, I want to support Amendment 8, but no one seems to have spoken to it, so is it in order for me to say a few words on it? It is an important amendment because it contains really the only mention in the whole Bill of post offices....

My Lords, it is a pleasure to follow the noble Baroness. As this is the first time I have spoken on Report, I declare my technology interests as set out in the register, as adviser to the Crown Estate and Simmons and Simmons LLP and as non-executive director at Avalanche...

My Lords, it is a pleasure to follow the noble Baroness. As this is the first time I have spoken on Report, I declare my technology interests as set out in the register, as adviser to the Crown Estate and Simmons and Simmons LLP and as non-executive director at Avalanche...

My Lords, I rise briefly to support Amendment 10 from the noble Baroness, Lady Neville-Rolfe, to add a few of my own concerns on Clause 3 and to support the remarks made earlier on this matter by the noble Lord, Lord Vaux, and the noble Baroness, Lady Kramer.

Protecting customer access...

My Lords, I rise briefly to support Amendment 10 from the noble Baroness, Lady Neville-Rolfe, to add a few of my own concerns on Clause 3 and to support the remarks made earlier on this matter by the noble Lord, Lord Vaux, and the noble Baroness, Lady Kramer.

Protecting customer access...

My Lords, I also support the amendments in this group. I believe that the description of these extremely wide powers should, in itself, alert the House to the dangers that Clause 3 of the Bill could pose. I believe that it is important for the Government to understand, for example,...

My Lords, I also support the amendments in this group. I believe that the description of these extremely wide powers should, in itself, alert the House to the dangers that Clause 3 of the Bill could pose. I believe that it is important for the Government to understand, for example,...

My Lords, I support my noble friend Lady Neville-Rolfe’s amendment, which would leave out Clause 3. I very much agree with the noble, Lord Vaux, and other noble Lords who have spoken.

I support these amendments on constitutional grounds, because of the importance of the separation of powers and the role...

My Lords, I support my noble friend Lady Neville-Rolfe’s amendment, which would leave out Clause 3. I very much agree with the noble, Lord Vaux, and other noble Lords who have spoken.

I support these amendments on constitutional grounds, because of the importance of the separation of powers and the role...