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My Lords, I declare a personal interest as a sponsor of Grace Academy, which has featured in recent articles. Is the Minister aware that many sponsors have put multiple millions into the academy programme rather than taking funds out?
My Lords, I declare a personal interest as a sponsor of Grace Academy, which has featured in recent articles. Is the Minister aware that many sponsors have put multiple millions into the academy programme rather than taking funds out?
I share my noble friend’s sentiment entirely. I am fully aware of that. I am extremely grateful to him for his support of the academy programme and, as I said earlier, we should encourage more philanthropists like him to come into the system, rather than trying to score cheap points against them.
My Lords, I share many of the concerns of the noble Lord, Lord Dear, although I have to confess that I have spent many a sleepless night agonising over this subject: what is the right position to take? I, too, am a committed Christian and so I have looked for...
My Lords, I share many of the concerns of the noble Lord, Lord Dear, although I have to confess that I have spent many a sleepless night agonising over this subject: what is the right position to take? I, too, am a committed Christian and so I have looked for...
To ask Her Majesty’s Government, further to the answer by Lord McNally on 5 November (Official Report, col. 756), whether they will review the Financial Ombudsman Service's case fees in cases where companies represent complainants to enable costs to be met by those companies in the event of the complaint...
To ask Her Majesty’s Government, further to the answer by Lord McNally on 5 November (Official Report, col. 756), whether they will review the Financial Ombudsman Service's case fees in cases where companies represent complainants to enable costs to be met by those companies in the event of the complaint...
The Financial Ombudsman Service (FOS) is responsible for dealing with case fee matters. The FOS has committed to write to my noble friend with the information requested by 11 December. A copy of the response will be placed in the Library of the House.
To ask Her Majesty’s Government what assessment they have made of access to finance and loans for people in employment on zero-hour contracts in the light of Financial Services Authority requirements for responsible lending.[HL3355]
To ask Her Majesty’s Government what assessment they have made of access to finance and loans for people in employment on zero-hour contracts in the light of Financial Services Authority requirements for responsible lending.[HL3355]
The Financial Services Authority (FSA) regulates the majority of secured lending to consumers.
The day-to-day operations of the FSA, including its requirements for responsible lending, are independent from Government control. The FSA is required to undertake a detailed cost-benefit analysis on changes it makes to its rules, which includes the impact on consumers. These are publicly available on the FSA's website.
Is the Minister aware of certain practices that used to exist in South Korea? It may be that this does not happen any more, but in previous years anyone who drove a non-Korean-manufactured car could look forward to a visit from the tax inspector and a thorough investigation. There were...
Is the Minister aware of certain practices that used to exist in South Korea? It may be that this does not happen any more, but in previous years anyone who drove a non-Korean-manufactured car could look forward to a visit from the tax inspector and a thorough investigation. There were...
My Lords, if I may, I will make a few comments and I declare an interest as an importer of Far Eastern cars for the past 35 years, some of which were Korean—in fact, we imported Hyundai. We indeed were a beneficiary of ““free trade”” in those days. It was...
My Lords, if I may, I will make a few comments and I declare an interest as an importer of Far Eastern cars for the past 35 years, some of which were Korean—in fact, we imported Hyundai. We indeed were a beneficiary of ““free trade”” in those days. It was...
My Lords, I entered your Lordships’ House with some trepidation, knowing that it was full of experts on every subject. For someone who had spent their entire career outside politics, it was a daunting prospect. I thank noble Lords for allaying my fears and for making me so welcome. I...
My Lords, I entered your Lordships’ House with some trepidation, knowing that it was full of experts on every subject. For someone who had spent their entire career outside politics, it was a daunting prospect. I thank noble Lords for allaying my fears and for making me so welcome. I...
Robert Norman Edmiston Esquire, having been created Baron Edmiston, of Lapworth in the County of Warwickshire, was introduced and made the solemn affirmation, supported by Lord Marland and Lord Howard of Lympne, and signed an undertaking to abide by the Code of Conduct.
Robert Norman Edmiston Esquire, having been created Baron Edmiston, of Lapworth in the County of Warwickshire, was introduced and made the solemn affirmation, supported by Lord Marland and Lord Howard of Lympne, and signed an undertaking to abide by the Code of Conduct.