1-20 of 57 results for subject:"Equity sharing"
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To ask Mr Chancellor of the Exchequer, what steps he is taking to encourage mortgage providers to develop financial products which support shared equity affordable housing; and if he will make a statement.
To ask Mr Chancellor of the Exchequer, what steps he is taking to encourage mortgage providers to develop financial products which support shared equity affordable housing; and if he will make a statement.
The Government is committed to addressing the affordability of housing and making the aspiration of home ownership a reality for as many households as possible.
Alongside this the Government is committed to increasing competition in banking and creating an environment in which firms compete to offer a range of products that suit the varying needs of their customers.
Government also runs the Help to Buy: Equity loan through which Government lends up to 20% (40% in London) of the cost of a newly built home with buyers only needing a 5% cash deposit and a 75% mortgage to make up the rest. The loan is repaid when the property is sold, or after 25 years (whichever is sooner), with the amount repayable calculated as 20% of the value of the property at the point the loan is repaid (or 40% in London). There is also an annual fee payable on the loan after 5 years.
Since Help to Buy: equity loan launched it has helped over 90,000 households buy a home, supporting first-time buyers in all parts of the country with 81% of purchases made through the scheme made by first time buyers.
In October 2016 the Council of Mortgage Lenders (CML) released a report which highlighted that 15-20 firms are currently lending on shared ownership.
My honourable friend the Parliamentary Under-Secretary of State (Iain Wright) has made the following Written Ministerial Statement. The Housing (Service Charge Loans) (Amendment) (England) Regulations 2009 (SI 2009/0602) and the Housing (Purchase of Equitable Interests) (England) Regulations 2009 (SI 2009/0601) have today been laid before Parliament. The regulations have been...
My honourable friend the Parliamentary Under-Secretary of State (Iain Wright) has made the following Written Ministerial Statement. The Housing (Service Charge Loans) (Amendment) (England) Regulations 2009 (SI 2009/0602) and the Housing (Purchase of Equitable Interests) (England) Regulations 2009 (SI 2009/0601) have today been laid before Parliament. The regulations have been...
The Housing (Service Charge Loans) (Amendment) (England) Regulations 2009 (SI 2009/0602) and The Housing (Purchase of Equitable Interests) (England) Regulations 2009 (SI 2009/0601) have today been laid before Parliament. The regulations have been made under sections 450B, C and D of the Housing Act 1985 following amendments introduced by sections...
The Housing (Service Charge Loans) (Amendment) (England) Regulations 2009 (SI 2009/0602) and The Housing (Purchase of Equitable Interests) (England) Regulations 2009 (SI 2009/0601) have today been laid before Parliament. The regulations have been made under sections 450B, C and D of the Housing Act 1985 following amendments introduced by sections...
My right honourable friend the Minister for Housing and Planning (Caroline Flint) has made the following Written Ministerial Statement. I am today launching a document entitled Facing the Housing Challenge: Action Today, Innovation for Tomorrow. A copy will be placed in the Library. We know that the vast majority of...
My right honourable friend the Minister for Housing and Planning (Caroline Flint) has made the following Written Ministerial Statement. I am today launching a document entitled Facing the Housing Challenge: Action Today, Innovation for Tomorrow. A copy will be placed in the Library. We know that the vast majority of...
I am today launching a document entitled ““Facing the Housing Challenge: Action today, innovation for tomorrow””. A copy will be placed in the Library of the House. We know that the vast majority of people aspire to home ownership. This is more than an economic calculation—it represents their hopes and...
I am today launching a document entitled ““Facing the Housing Challenge: Action today, innovation for tomorrow””. A copy will be placed in the Library of the House. We know that the vast majority of people aspire to home ownership. This is more than an economic calculation—it represents their hopes and...
To ask the Secretary of State for Communities and Local Government what (a) financial and (b) other incentives (i) Open Market Homebuy agents, (ii) New Build Homebuy agents and (iii) Social Homebuy agents received from selling an equity stake; and whether the level of the incentives varies according to the...
To ask the Secretary of State for Communities and Local Government what (a) financial and (b) other incentives (i) Open Market Homebuy agents, (ii) New Build Homebuy agents and (iii) Social Homebuy agents received from selling an equity stake; and whether the level of the incentives varies according to the...
This statement reports progress on the Government’s review of the complex issues raised by the high major works bills now faced by some owners of ex-council flats (‘leaseholders’). It sets out progress and further steps that the Government will take to address these issues, while looking for other sustainable solutions...
This statement reports progress on the Government’s review of the complex issues raised by the high major works bills now faced by some owners of ex-council flats (‘leaseholders’). It sets out progress and further steps that the Government will take to address these issues, while looking for other sustainable solutions...
My honourable friend the Minister for Housing and Planning has made the following Written Ministerial Statement. This Statement reports progress on the Government’s review of the complex issues raised by the high major works bills now faced by some owners of ex-council flats (leaseholders). It sets out the progress and...
My honourable friend the Minister for Housing and Planning has made the following Written Ministerial Statement. This Statement reports progress on the Government’s review of the complex issues raised by the high major works bills now faced by some owners of ex-council flats (leaseholders). It sets out the progress and...
To ask the Secretary of State for Communities and Local Government how many shared equity homes have been (a) built and (b) made available on the market in Coventry South in each of the last three years.
To ask the Secretary of State for Communities and Local Government how many shared equity homes have been (a) built and (b) made available on the market in Coventry South in each of the last three years.
| Shared Ownership | Open Market Purchase | |
| 2003-04 | 4 | 7 |
| 2004-05 | 10 | 0 |
| 2005-06 | 0 | 7 |
| Source: Housing Corporation |
To ask the Secretary of State for Communities and Local Government how many shared equity homes have been (a) built and (b) made available on the market in (i) Chorley and (ii) Lancashire in each of the last three years.
To ask the Secretary of State for Communities and Local Government how many shared equity homes have been (a) built and (b) made available on the market in (i) Chorley and (ii) Lancashire in each of the last three years.
| Chorley | Lancashire¹ | |
| 2003-04 | ||
| Shared Ownership | 4 | 79 |
| Open Market Purchase | — | — |
| 2004-05 | ||
| Shared Ownership | 13 | 58 |
| Open Market Purchase | — | — |
| 2005-06 | ||
| Shared Ownership | 19 | 62 |
| Open Market Purchase | — | 1 |
| ¹ Lancashire, for the purposes of this response, includes the following local authorities: Burnley, Chorley, Fylde, Hyndburn, Lancaster, Pendle, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire and Wyre. |
To ask the Secretary of State for Communities and Local Government whether homeowners in shared equity schemes will be required to obtain separate home information packs for their share of a property when it is sold.
To ask the Secretary of State for Communities and Local Government whether homeowners in shared equity schemes will be required to obtain separate home information packs for their share of a property when it is sold.
To ask the Deputy Prime Minister whether the social homebuy scheme will allow social tenants to purchase 100 per cent. of their equity; and if he will make a statement.
To ask the Deputy Prime Minister whether the social homebuy scheme will allow social tenants to purchase 100 per cent. of their equity; and if he will make a statement.