To ask the Secretary of State for Environment, Food and Rural Affairs, what assessment her Department has made of the potential impact of uncertainty over the future of Flood Re on mortgage availability for properties at high risk of flooding.

To ask the Secretary of State for Environment, Food and Rural Affairs, what assessment her Department has made of the potential impact of uncertainty over the future of Flood Re on mortgage availability for properties at high risk of flooding.

To ask the Secretary of State for Environment, Food and Rural Affairs, what steps her Department is taking to help improve consumer awareness of whether a property is insured through Flood Re.

To ask the Secretary of State for Environment, Food and Rural Affairs, what steps her Department is taking to help improve consumer awareness of whether a property is insured through Flood Re.

To ask the Secretary of State for Environment, Food and Rural Affairs, pursuant to the oral statement 'Flood Insurance: Reform of Flood Re' of 1 July 2026, what assessment she has made of the impact of the reforms on the affordability of household flood insurance.

To ask the Secretary of State for Environment, Food and Rural Affairs, pursuant to the oral statement 'Flood Insurance: Reform of Flood Re' of 1 July 2026, what assessment she has made of the impact of the reforms on the affordability of household flood insurance.

To ask the Secretary of State for Environment, Food and Rural Affairs, whether she expects insurers to pass on the full reduction in Flood Re contents-only premiums to consumers.

To ask the Secretary of State for Environment, Food and Rural Affairs, whether she expects insurers to pass on the full reduction in Flood Re contents-only premiums to consumers.

To ask the Secretary of State for Environment, Food and Rural Affairs, what estimate he has made of the number of households that will experience a reduction in insurance premiums under the revised Flood Re premium model.

To ask the Secretary of State for Environment, Food and Rural Affairs, what estimate he has made of the number of households that will experience a reduction in insurance premiums under the revised Flood Re premium model.

Statement on reforms to Flood Re.

Statement on reforms to Flood Re.

I welcome the opportunity to update the House on the reforms that Flood Re is announcing today, with the support of this Government. The changes will ensure that Flood Re remains fair, sustainable and focused on those who need it most, while supporting a transition to a more resilient insurance...

I welcome the opportunity to update the House on the reforms that Flood Re is announcing today, with the support of this Government. The changes will ensure that Flood Re remains fair, sustainable and focused on those who need it most, while supporting a transition to a more resilient insurance...

I thank the Minister for advance sight of her statement, and for our recent conversations about flooding in Somerset.

Flooding is a huge challenge for areas across the country. Some 6.3 million properties in England are currently located in areas that are at risk of flooding, including many in my constituency....

I thank the Minister for advance sight of her statement, and for our recent conversations about flooding in Somerset.

Flooding is a huge challenge for areas across the country. Some 6.3 million properties in England are currently located in areas that are at risk of flooding, including many in my constituency....

I thank the hon. Gentleman, and I recognise his commitment to flood protection. He referenced our meeting, at which we discussed the £50 million that we are putting into Somerset because of its particular landscape and challenges. He is right to highlight the accounts that Flood Re has produced; without...

I thank the hon. Gentleman, and I recognise his commitment to flood protection. He referenced our meeting, at which we discussed the £50 million that we are putting into Somerset because of its particular landscape and challenges. He is right to highlight the accounts that Flood Re has produced; without...

I thank the Minister for her statement. The vital importance of protecting and insuring people against flooding is highlighted by the case of my constituents who live next to Thingwall allotments, where extensive surface water flooding has blighted their lives for four years. Residents of Abbeystead Road have been forced...

I thank the Minister for her statement. The vital importance of protecting and insuring people against flooding is highlighted by the case of my constituents who live next to Thingwall allotments, where extensive surface water flooding has blighted their lives for four years. Residents of Abbeystead Road have been forced...

My hon. Friend is right to highlight how difficult it is for people to continually have to take action, especially elderly people, as well as the mental health impact of thinking they are going to have to do something to try to protect their home every time it rains. I...

My hon. Friend is right to highlight how difficult it is for people to continually have to take action, especially elderly people, as well as the mental health impact of thinking they are going to have to do something to try to protect their home every time it rains. I...

I thank the Minister for advance sight of her statement.

We Liberal Democrats support the Flood Re scheme and the protection it provides, but we are concerned that the package still risks falling short in a few ways. We agree that it cannot be right for lower-income households to subsidise the...

I thank the Minister for advance sight of her statement.

We Liberal Democrats support the Flood Re scheme and the protection it provides, but we are concerned that the package still risks falling short in a few ways. We agree that it cannot be right for lower-income households to subsidise the...

The hon. Lady is quite right to say that we need to take action on the risk of flooding. That is why this Government are putting the most money into flood protection and taking action against flooding of any Government ever. In our first year in government, we delivered 151...

The hon. Lady is quite right to say that we need to take action on the risk of flooding. That is why this Government are putting the most money into flood protection and taking action against flooding of any Government ever. In our first year in government, we delivered 151...

The 500 households in Chesterfield that were flooded during Storm Babet, almost all of which were in council tax bands A and B, will welcome the Government’s intention to make sure that this scheme remains sustainable. It is important to remember that flood victims are just that— victims. They are...

The 500 households in Chesterfield that were flooded during Storm Babet, almost all of which were in council tax bands A and B, will welcome the Government’s intention to make sure that this scheme remains sustainable. It is important to remember that flood victims are just that— victims. They are...

I know how much my hon. Friend cares about this issue. Indeed, we have visited some of the areas in his constituency that have been flooded. I remember the devastating loss in his constituency prior to the election; he was out there on the frontline, helping to lead some of...

I know how much my hon. Friend cares about this issue. Indeed, we have visited some of the areas in his constituency that have been flooded. I remember the devastating loss in his constituency prior to the election; he was out there on the frontline, helping to lead some of...

In West Worcestershire we have the River Severn, the River Avon, the River Teme and many brooks, so flooding is a perennial issue. Over the years, we have built many new flood defence schemes. I thank the Minister personally for her role in the Severn Stoke scheme, which is currently...

In West Worcestershire we have the River Severn, the River Avon, the River Teme and many brooks, so flooding is a perennial issue. Over the years, we have built many new flood defence schemes. I thank the Minister personally for her role in the Severn Stoke scheme, which is currently...

I am pleased to be responding to the hon. Lady, because I think that the very first Adjournment debate I had as a Minister was with her and it was about flooding. It is nice that whenever I make a statement about flooding, I already know who will be in...

I am pleased to be responding to the hon. Lady, because I think that the very first Adjournment debate I had as a Minister was with her and it was about flooding. It is nice that whenever I make a statement about flooding, I already know who will be in...

The Minister will be aware that I spent most of my career supporting the most vulnerable people in communities that had been flooded, and helping them to find ways to support their mental health. It is not unknown for many of them to have post-traumatic stress disorder post floods. That...

The Minister will be aware that I spent most of my career supporting the most vulnerable people in communities that had been flooded, and helping them to find ways to support their mental health. It is not unknown for many of them to have post-traumatic stress disorder post floods. That...

I pay tribute to my hon. Friend, because before he was elected as a Member of Parliament, he was running part of the Living With Water project in my constituency, which looked at bringing together the Environment Agency, Yorkshire Water and the council to create more sustainable urban drainage to...

I pay tribute to my hon. Friend, because before he was elected as a Member of Parliament, he was running part of the Living With Water project in my constituency, which looked at bringing together the Environment Agency, Yorkshire Water and the council to create more sustainable urban drainage to...

I commend my hon. Friend the Member for Bridgwater (Sir Ashley Fox) on his clear response to this statement. My constituents in Brook Drive, Ruislip and all across the floodplain of the River Pinn are very interested in this issue, so I will ask the Minister two questions. In a...

I commend my hon. Friend the Member for Bridgwater (Sir Ashley Fox) on his clear response to this statement. My constituents in Brook Drive, Ruislip and all across the floodplain of the River Pinn are very interested in this issue, so I will ask the Minister two questions. In a...