To ask the Secretary of State for Transport, whether she has considered including information on insurance ghost broking and identifying legitimate motor insurance providers within Driver and Vehicle Standards Agency communications and educational materials aimed at new and young drivers.

To ask the Secretary of State for Transport, whether she has considered including information on insurance ghost broking and identifying legitimate motor insurance providers within Driver and Vehicle Standards Agency communications and educational materials aimed at new and young drivers.

To ask the Secretary of State for Transport, what assessment she has made of the potential impact of (a) regulation and (b) insurance on the development of the peer-to-peer car sharing sector.

To ask the Secretary of State for Transport, what assessment she has made of the potential impact of (a) regulation and (b) insurance on the development of the peer-to-peer car sharing sector.

To ask the Secretary of State for Transport, what assessment she has made of the compatibility of Irish motor insurance requirements for holders of UK driving licences with the principles of the common travel area.

To ask the Secretary of State for Transport, what assessment she has made of the compatibility of Irish motor insurance requirements for holders of UK driving licences with the principles of the common travel area.

To ask the Secretary of State for Transport, how many motorists were convicted of driving without valid insurance in each of the last five years.

To ask the Secretary of State for Transport, how many motorists were convicted of driving without valid insurance in each of the last five years.

Motion, That this House has considered financial inclusion for young people. Agreed to on question. Sitting adjourned without Question put.

Motion, That this House has considered financial inclusion for young people. Agreed to on question. Sitting adjourned without Question put.

I beg to move,

That this House has considered financial inclusion for young people.

It is a pleasure to see you in the Chair, Sir John. Today, young people are one of the groups most at risk of financial exclusion. Analysis by Fair4All Finance has identified 2 million unsteady starters in financially...

I beg to move,

That this House has considered financial inclusion for young people.

It is a pleasure to see you in the Chair, Sir John. Today, young people are one of the groups most at risk of financial exclusion. Analysis by Fair4All Finance has identified 2 million unsteady starters in financially...

I commend the hon. Gentleman for bringing this forward. The situation in Northern Ireland is no different from the one he described in his constituency and the wider United Kingdom. Young people face unprecedented barriers to building financial security. High street bank closures are turning rural and working-class communities into...

I commend the hon. Gentleman for bringing this forward. The situation in Northern Ireland is no different from the one he described in his constituency and the wider United Kingdom. Young people face unprecedented barriers to building financial security. High street bank closures are turning rural and working-class communities into...

I could not agree more about the importance of financial education for young people, which I will come to in my speech.

We can already see how those overlapping pressures exacerbate a young person’s financial insecurity. Insurance is another area where they are left facing vulnerability to financial shocks that they...

I could not agree more about the importance of financial education for young people, which I will come to in my speech.

We can already see how those overlapping pressures exacerbate a young person’s financial insecurity. Insurance is another area where they are left facing vulnerability to financial shocks that they...

My hon. Friend is an incredible advocate for young people in his constituency, but also across the country. What is his opinion of a lot of young people getting financial education from social media or AI chatbots? The Government need to regulate that but also, ahead of the social media...

My hon. Friend is an incredible advocate for young people in his constituency, but also across the country. What is his opinion of a lot of young people getting financial education from social media or AI chatbots? The Government need to regulate that but also, ahead of the social media...

I could not agree more about the importance of regulating access to financial information across social media and AI, which is an emerging challenge. Embedding financial education in school is so important, particularly ahead of the social media ban, which my hon. Friend mentions.

Research has shown that young people have...

I could not agree more about the importance of regulating access to financial information across social media and AI, which is an emerging challenge. Embedding financial education in school is so important, particularly ahead of the social media ban, which my hon. Friend mentions.

Research has shown that young people have...

It is a pleasure to serve under your chairmanship, Sir John. I commend the hon. Member for Hertford and Stortford (Josh Dean) for securing this important debate, and congratulate him on his speech—I thought he made some excellent points. Many young people are entering adulthood without the knowledge, confidence and...

It is a pleasure to serve under your chairmanship, Sir John. I commend the hon. Member for Hertford and Stortford (Josh Dean) for securing this important debate, and congratulate him on his speech—I thought he made some excellent points. Many young people are entering adulthood without the knowledge, confidence and...

It is a pleasure to serve under your chairship, Sir John. Thank you for allowing me to speak. I thank my hon. Friend the Member for Hertford and Stortford (Josh Dean) for giving us the opportunity to reflect on the importance of financial inclusion among young people. As the former...

It is a pleasure to serve under your chairship, Sir John. Thank you for allowing me to speak. I thank my hon. Friend the Member for Hertford and Stortford (Josh Dean) for giving us the opportunity to reflect on the importance of financial inclusion among young people. As the former...

It is a pleasure to serve under your chairship, Sir John. I commend my hon. Friend the Member for Hertford and Stortford (Josh Dean) on a terrific speech and on gathering us in Westminster Hall today.

May I take a moment to take you back to your first job, Sir John?...

It is a pleasure to serve under your chairship, Sir John. I commend my hon. Friend the Member for Hertford and Stortford (Josh Dean) on a terrific speech and on gathering us in Westminster Hall today.

May I take a moment to take you back to your first job, Sir John?...

It is a honour to serve under your chairship, Sir John. My first job was on the deli counter of my local supermarket. I congratulate the hon. Member for Hertford and Stortford (Josh Dean) on securing this important debate.

In the middle of a cost of living crisis, whether a young...

It is a honour to serve under your chairship, Sir John. My first job was on the deli counter of my local supermarket. I congratulate the hon. Member for Hertford and Stortford (Josh Dean) on securing this important debate.

In the middle of a cost of living crisis, whether a young...

It is a pleasure to serve under your chairship, Sir John. I thank my hon. Friend the Member for Hertford and Stortford (Josh Dean) for securing this important debate on an issue that matters greatly to my constituents. My first job was as a paper boy; I would not say...

It is a pleasure to serve under your chairship, Sir John. I thank my hon. Friend the Member for Hertford and Stortford (Josh Dean) for securing this important debate on an issue that matters greatly to my constituents. My first job was as a paper boy; I would not say...

It is a pleasure to serve under your chairmanship, Sir John. I congratulate the hon. Member for Hertford and Stortford (Josh Dean) on his work to secure this debate and his excellent opening remarks.

The decline of high street services has been an ongoing issue in the UK, with banks and...

It is a pleasure to serve under your chairmanship, Sir John. I congratulate the hon. Member for Hertford and Stortford (Josh Dean) on his work to secure this debate and his excellent opening remarks.

The decline of high street services has been an ongoing issue in the UK, with banks and...

It is a pleasure to serve under your chairmanship, Sir John. You have launched an unfortunate trend of people fessing up to their first jobs; however, it gives me the opportunity to make a point about the context in which we are debating the financial inclusion of young people. My...

It is a pleasure to serve under your chairmanship, Sir John. You have launched an unfortunate trend of people fessing up to their first jobs; however, it gives me the opportunity to make a point about the context in which we are debating the financial inclusion of young people. My...

It is a pleasure to serve under your chairmanship, Sir John. I am grateful that my first chance to speak as the Minister in Westminster Hall is in such a thorough and rich debate on this topic. Let me join in with the tradition of talking about our first job...

It is a pleasure to serve under your chairmanship, Sir John. I am grateful that my first chance to speak as the Minister in Westminster Hall is in such a thorough and rich debate on this topic. Let me join in with the tradition of talking about our first job...