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My Lords, the value of loans paid out under the integration loan scheme for refugees and others from 11 June, when the scheme was launched, to 31 December 2007, is £134,000. Loan payment and recovery is undertaken by the Department for Work and Pensions on behalf of the Home Office and the usual DWP enforcement procedures will apply where there is no compelling reason why loan repayments cannot be made.
My Lords, the value of loans paid out under the integration loan scheme for refugees and others from 11 June, when the scheme was launched, to 31 December 2007, is £134,000. Loan payment and recovery is undertaken by the Department for Work and Pensions on behalf of the Home Office and the usual DWP enforcement procedures will apply where there is no compelling reason why loan repayments cannot be made.
Answered by
Lord West of Spithead
(Labour)
Asked by
Lord James of Blackheath
(Conservative)
Type
Oral answers to questions
What value of loans they have extended under the new integration loans for refugees; and what steps they are intending to take with regard to any arrears or defaulting payments.
Subjects
Defaulters; Loans; Refugees; Refugee integration loans
Date
21 January 2008
Reference
698 c7
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, the noble Lord is absolutely right: this was a very good scheme, debated in the House, and we expected a much higher rate of take-up. This has been accelerating since last June, when the scheme initially came in. So far we have had 562 applications, of which 198—that is, 35 per cent—have received a loan. A number are awaiting receipt of signed loan agreements. It is not quite clear why there has not been bigger take-up, because this is very useful in enabling those who, almost by definition, are disadvantaged to integrate into our society.
My Lords, the noble Lord is absolutely right: this was a very good scheme, debated in the House, and we expected a much higher rate of take-up. This has been accelerating since last June, when the scheme initially came in. So far we have had 562 applications, of which 198—that is, 35 per cent—have received a loan. A number are awaiting receipt of signed loan agreements. It is not quite clear why there has not been bigger take-up, because this is very useful in enabling those who, almost by definition, are disadvantaged to integrate into our society.
Answered by
Lord West of Spithead
(Labour)
Asked by
Lord James of Blackheath
(Conservative)
Type
Oral answers to questions
My Lords, I am grateful to the noble Lord for that response, but does he not share a little of my disappointment at the apparent lack of take-up of this facility? It struck me at the time as one of the most enlightened and intelligent pieces of regulation put through by this Government. It shone out like a good deed in a naughty world. I hoped it would have had a much bigger take-up than we have seen. What percentage of the number of applications received might that figure be, assuming that they have all taken £1,000 per head, which was allowed? How many have been declined?
Subjects
Defaulters; Loans; Refugees; Refugee integration loans
Date
21 January 2008
Reference
698 c7
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, could the Minister tell us what advertising is done regarding these grants or loans? There seems to be pretty poor take-up so far. How are they advertised to refugees and people who are entitled to stay here? Is that done by the DWP, or is it done more generally?
My Lords, could the Minister tell us what advertising is done regarding these grants or loans? There seems to be pretty poor take-up so far. How are they advertised to refugees and people who are entitled to stay here? Is that done by the DWP, or is it done more generally?
Asked by
Baroness Hanham
(Conservative)
Oral questions - Supplementary
Status
Answered
Answered on
21 January 2008
My Lords, the noble Baroness raises a very good point. I do not know the exact details, but we have a very good system for helping people integrate into society. They are taken care of by around 300 caseworkers, who look after cases around the country. I am sure that they would give them the details, but I do not know the precise answer, so I will have to come back to the noble Baroness on this in writing, if I may.
Subjects
Defaulters; Loans; Refugees; Refugee integration loans
Date
21 January 2008
Reference
698 c8
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, with reference to debt collection agencies, could the noble Lord tell us what it would cost, per person, to collect a loan of £1,000 that had not been repaid?
My Lords, with reference to debt collection agencies, could the noble Lord tell us what it would cost, per person, to collect a loan of £1,000 that had not been repaid?
Asked by
Lord Roberts of Llandudno
(Liberal Democrat)
Oral questions - Supplementary
Status
Answered
Answered on
21 January 2008
My Lords, I am afraid that I do not have those facts at my fingertips. I know that the DWP uses the four debt collection agencies that it uses more widely in recovering debts. If I can get that answer from the department, I may come back to the noble Lord in writing on the details.
Subjects
Defaulters; Loans; Refugees; Refugee integration loans
Date
21 January 2008
Reference
698 c8
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, what was the Government’s response to the Merits Committee’s criticism of the scheme that it would be difficult for recipients to pay back even an amount as small as £3 per week, when it came on top of other deductions from benefits? Now that the Government are determining asylum applications within a maximum of six months, would they agree that £100 of every grant made under this scheme should be in the form of a grant, rather than a loan, over the six months?
My Lords, what was the Government’s response to the Merits Committee’s criticism of the scheme that it would be difficult for recipients to pay back even an amount as small as £3 per week, when it came on top of other deductions from benefits? Now that the Government are determining asylum applications within a maximum of six months, would they agree that £100 of every grant made under this scheme should be in the form of a grant, rather than a loan, over the six months?
Asked by
Lord Avebury
(Liberal Democrat)
Oral questions - Supplementary
Status
Answered
Answered on
21 January 2008
My Lords, the £3 per week taken from income-related benefits is a very reasonable amount. One can look at the circumstances and that could be adjusted if necessary. As regards getting back payments and loans, I was very concerned at the thought of using debt collection agencies; indeed, I was grateful for the question that was raised. There are very clear rules for the use of debt collection agencies. I am convinced that, when necessary, we can remove the need to pay back for a period, as long as the loan is repaid within five years.
Subjects
Defaulters; Loans; Refugees; Refugee integration loans
Date
21 January 2008
Reference
698 c7-8
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, I am informed—and I ask the noble Lord if this is correct—that people applying for asylum are told about this scheme. If that is so, for how long after that do they have the right to apply for a loan?
My Lords, I am informed—and I ask the noble Lord if this is correct—that people applying for asylum are told about this scheme. If that is so, for how long after that do they have the right to apply for a loan?
Asked by
Baroness Gardner of Parkes
(Conservative)
Oral questions - Supplementary
Status
Answered
Answered on
21 January 2008
My Lords, I am glad to hear that they are told about the scheme as they apply for asylum. This partly answers the previous question, although I will still write in answer. Exactly how long they have thereafter to make the claim, I do not know. I will get back to the noble Baroness in writing on that, if I may.
Subjects
Defaulters; Loans; Refugees; Refugee integration loans
Date
21 January 2008
Reference
698 c8
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, I am grateful to the noble Lord for that response, but does he not share a little of my disappointment at the apparent lack of take-up of this facility? It struck me at the time as one of the most enlightened and intelligent pieces of regulation put through by this Government. It shone out like a good deed in a naughty world. I hoped it would have had a much bigger take-up than we have seen. What percentage of the number of applications received might that figure be, assuming that they have all taken £1,000 per head, which was allowed? How many have been declined?
My Lords, I am grateful to the noble Lord for that response, but does he not share a little of my disappointment at the apparent lack of take-up of this facility? It struck me at the time as one of the most enlightened and intelligent pieces of regulation put through by this Government. It shone out like a good deed in a naughty world. I hoped it would have had a much bigger take-up than we have seen. What percentage of the number of applications received might that figure be, assuming that they have all taken £1,000 per head, which was allowed? How many have been declined?
Asked by
Lord James of Blackheath
(Conservative)
Oral questions - 1st Supplementary
Status
Answered
Answered on
21 January 2008
My Lords, the noble Lord is absolutely right: this was a very good scheme, debated in the House, and we expected a much higher rate of take-up. This has been accelerating since last June, when the scheme initially came in. So far we have had 562 applications, of which 198—that is, 35 per cent—have received a loan. A number are awaiting receipt of signed loan agreements. It is not quite clear why there has not been bigger take-up, because this is very useful in enabling those who, almost by definition, are disadvantaged to integrate into our society.
Subjects
Loans; Refugees; Take-up; Defaulters; Refugee integration loans
Date
21 January 2008
Reference
698 c7
Chamber / Committee
House of Lords chamber
House
House of Lords
What value of loans they have extended under the new integration loans for refugees; and what steps they are intending to take with regard to any arrears or defaulting payments.
What value of loans they have extended under the new integration loans for refugees; and what steps they are intending to take with regard to any arrears or defaulting payments.
Asked by
Lord James of Blackheath
(Conservative)
Answered by
Lord West of Spithead
(Labour)
Oral questions - Lead
Status
Answered
For answer on
21 January 2008
Answered on
21 January 2008
My Lords, the value of loans paid out under the integration loan scheme for refugees and others from 11 June, when the scheme was launched, to 31 December 2007, is £134,000. Loan payment and recovery is undertaken by the Department for Work and Pensions on behalf of the Home Office and the usual DWP enforcement procedures will apply where there is no compelling reason why loan repayments cannot be made.
Subjects
Defaulters; Loans; Refugees; Refugee integration loans
Date
21 January 2008
Reference
698 c7
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, I am glad to hear that they are told about the scheme as they apply for asylum. This partly answers the previous question, although I will still write in answer. Exactly how long they have thereafter to make the claim, I do not know. I will get back to the noble Baroness in writing on that, if I may.
My Lords, I am glad to hear that they are told about the scheme as they apply for asylum. This partly answers the previous question, although I will still write in answer. Exactly how long they have thereafter to make the claim, I do not know. I will get back to the noble Baroness in writing on that, if I may.
Answered by
Lord West of Spithead
(Labour)
Asked by
Baroness Gardner of Parkes
(Conservative)
Type
Oral answers to questions
My Lords, I am informed—and I ask the noble Lord if this is correct—that people applying for asylum are told about this scheme. If that is so, for how long after that do they have the right to apply for a loan?
Subjects
Defaulters; Loans; Refugees; Refugee integration loans
Date
21 January 2008
Reference
698 c8
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, the £3 per week taken from income-related benefits is a very reasonable amount. One can look at the circumstances and that could be adjusted if necessary. As regards getting back payments and loans, I was very concerned at the thought of using debt collection agencies; indeed, I was grateful for the question that was raised. There are very clear rules for the use of debt collection agencies. I am convinced that, when necessary, we can remove the need to pay back for a period, as long as the loan is repaid within five years.
My Lords, the £3 per week taken from income-related benefits is a very reasonable amount. One can look at the circumstances and that could be adjusted if necessary. As regards getting back payments and loans, I was very concerned at the thought of using debt collection agencies; indeed, I was grateful for the question that was raised. There are very clear rules for the use of debt collection agencies. I am convinced that, when necessary, we can remove the need to pay back for a period, as long as the loan is repaid within five years.
Answered by
Lord West of Spithead
(Labour)
Asked by
Lord Avebury
(Liberal Democrat)
Type
Oral answers to questions
My Lords, what was the Government’s response to the Merits Committee’s criticism of the scheme that it would be difficult for recipients to pay back even an amount as small as £3 per week, when it came on top of other deductions from benefits? Now that the Government are determining asylum applications within a maximum of six months, would they agree that £100 of every grant made under this scheme should be in the form of a grant, rather than a loan, over the six months?
Subjects
Defaulters; Loans; Refugees; Refugee integration loans
Date
21 January 2008
Reference
698 c7-8
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, the noble Baroness raises a very good point. I do not know the exact details, but we have a very good system for helping people integrate into society. They are taken care of by around 300 caseworkers, who look after cases around the country. I am sure that they would give them the details, but I do not know the precise answer, so I will have to come back to the noble Baroness on this in writing, if I may.
My Lords, the noble Baroness raises a very good point. I do not know the exact details, but we have a very good system for helping people integrate into society. They are taken care of by around 300 caseworkers, who look after cases around the country. I am sure that they would give them the details, but I do not know the precise answer, so I will have to come back to the noble Baroness on this in writing, if I may.
Answered by
Lord West of Spithead
(Labour)
Asked by
Baroness Hanham
(Conservative)
Type
Oral answers to questions
My Lords, could the Minister tell us what advertising is done regarding these grants or loans? There seems to be pretty poor take-up so far. How are they advertised to refugees and people who are entitled to stay here? Is that done by the DWP, or is it done more generally?
Subjects
Defaulters; Loans; Refugees; Refugee integration loans
Date
21 January 2008
Reference
698 c8
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, I am afraid that I do not have those facts at my fingertips. I know that the DWP uses the four debt collection agencies that it uses more widely in recovering debts. If I can get that answer from the department, I may come back to the noble Lord in writing on the details.
My Lords, I am afraid that I do not have those facts at my fingertips. I know that the DWP uses the four debt collection agencies that it uses more widely in recovering debts. If I can get that answer from the department, I may come back to the noble Lord in writing on the details.
Answered by
Lord West of Spithead
(Labour)
Asked by
Lord Roberts of Llandudno
(Liberal Democrat)
Type
Oral answers to questions
My Lords, with reference to debt collection agencies, could the noble Lord tell us what it would cost, per person, to collect a loan of £1,000 that had not been repaid?
Subjects
Defaulters; Loans; Refugees; Refugee integration loans
Date
21 January 2008
Reference
698 c8
Chamber / Committee
House of Lords chamber
House
House of Lords
My honourable friend the Parliamentary Under-Secretary of State for the Home Department (Joan Ryan) has made the following Written Ministerial Statement. I am announcing that today the Integration Loans for Refugees and Others Regulations come into force. Integration loans, will be available to those granted refugee status or humanitarian protection...
My honourable friend the Parliamentary Under-Secretary of State for the Home Department (Joan Ryan) has made the following Written Ministerial Statement. I am announcing that today the Integration Loans for Refugees and Others Regulations come into force. Integration loans, will be available to those granted refugee status or humanitarian protection...
Member
Baroness Scotland of Asthal
(Labour)
Department
Home Office
Type
Written statements
Legislation
Integration Loans for Refugees and Others Regulations 2007
Subjects
Loans; Social security benefits; Refugees; Refugee integration loans
Date
11 June 2007
Reference
692 c102WS
House
House of Lords
My Lords, I am grateful to noble Lords who have contributed to the debate. I am particularly grateful to the noble Baroness, Lady Harris of Richmond, for her questions and concerns, which I fully appreciate. These were fair points to make. However, I take issue with the suggestion that this...
My Lords, I am grateful to noble Lords who have contributed to the debate. I am particularly grateful to the noble Baroness, Lady Harris of Richmond, for her questions and concerns, which I fully appreciate. These were fair points to make. However, I take issue with the suggestion that this...
Member
Lord Bassam of Brighton
(Labour)
Type
Proceeding contributions
Legislation
Integration Loans for Refugees and Others Regulations 2007
Subjects
Applications; Cost effectiveness; Administration; Costs; Departmental responsibilities; Debt collection; Department for Work and Pensions; Eligibility; Loans; Means-tested benefits; Social security benefits; Refugees; Repayments; Border and Immigration Agency; Refugee integration loans
Date
3 May 2007
Reference
691 c1252-3
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, before the Minister sits down, if I understand my noble friend Lord James correctly, his objection was not to the scheme itself but to the unnecessary complication and loss of control through two departments being involved. Why cannot the whole of the control of this scheme, both the...
My Lords, before the Minister sits down, if I understand my noble friend Lord James correctly, his objection was not to the scheme itself but to the unnecessary complication and loss of control through two departments being involved. Why cannot the whole of the control of this scheme, both the...
Member
Viscount Bridgeman
(Conservative)
Type
Proceeding contributions
Legislation
Integration Loans for Refugees and Others Regulations 2007
Subjects
Applications; Cost effectiveness; Administration; Costs; Departmental responsibilities; Debt collection; Department for Work and Pensions; Eligibility; Loans; Means-tested benefits; Social security benefits; Refugees; Repayments; Border and Immigration Agency; Refugee integration loans
Date
3 May 2007
Reference
691 c1253
Chamber / Committee
House of Lords chamber
House
House of Lords
The answer to that is simple. The Department for Work and Pensions will have the primary responsibility for payment and collection through the usual processes of claim and assessment. The department responsible for making decisions about asylum status and the humanitarian position of those who have made such applications has...
The answer to that is simple. The Department for Work and Pensions will have the primary responsibility for payment and collection through the usual processes of claim and assessment. The department responsible for making decisions about asylum status and the humanitarian position of those who have made such applications has...
Member
Lord Bassam of Brighton
(Labour)
Type
Proceeding contributions
Legislation
Integration Loans for Refugees and Others Regulations 2007
Subjects
Applications; Cost effectiveness; Administration; Costs; Departmental responsibilities; Debt collection; Department for Work and Pensions; Eligibility; Loans; Means-tested benefits; Social security benefits; Refugees; Repayments; Border and Immigration Agency; Refugee integration loans
Date
3 May 2007
Reference
691 c1253
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, this development has caused great anxiety since it was first considered by the Merits Committee, and causes me to hear the jangling of alarm bells as an example of very good intentions from the Governmentthat may lead to unforeseen consequences involving serious distress to the intended beneficiaries. The...
My Lords, this development has caused great anxiety since it was first considered by the Merits Committee, and causes me to hear the jangling of alarm bells as an example of very good intentions from the Governmentthat may lead to unforeseen consequences involving serious distress to the intended beneficiaries. The...
Member
Lord James of Blackheath
(Conservative)
Type
Proceeding contributions
Legislation
Integration Loans for Refugees and Others Regulations 2007
Subjects
Applications; Cost effectiveness; Administration; Costs; Departmental responsibilities; Debt collection; Department for Work and Pensions; Eligibility; Loans; Means-tested benefits; Social security benefits; Refugees; Repayments; Border and Immigration Agency; Refugee integration loans
Date
3 May 2007
Reference
691 c1249-51
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, I welcome the intentions behind the regulations, in particular the implementation of Section 45 of the Immigration, Asylum and Nationality Act 2006, which, as the Minister has said, extend these provisions to humanitarian cases in addition to refugee cases. We on these Benches are also pleased to note...
My Lords, I welcome the intentions behind the regulations, in particular the implementation of Section 45 of the Immigration, Asylum and Nationality Act 2006, which, as the Minister has said, extend these provisions to humanitarian cases in addition to refugee cases. We on these Benches are also pleased to note...
Member
Viscount Bridgeman
(Conservative)
Type
Proceeding contributions
Legislation
Integration Loans for Refugees and Others Regulations 2007
Subjects
Applications; Cost effectiveness; Administration; Costs; Departmental responsibilities; Debt collection; Department for Work and Pensions; Eligibility; Loans; Means-tested benefits; Social security benefits; Refugees; Repayments; Border and Immigration Agency; Refugee integration loans
Date
3 May 2007
Reference
691 c1251
Chamber / Committee
House of Lords chamber
House
House of Lords
My Lords, the noble Lord, Lord James of Blackheath, has raised some very important and interesting matters. I must admit that I had not thought about the recovery of the loans, and I share his very great concern about this. I was quite disturbed to read the regulations, which at...
My Lords, the noble Lord, Lord James of Blackheath, has raised some very important and interesting matters. I must admit that I had not thought about the recovery of the loans, and I share his very great concern about this. I was quite disturbed to read the regulations, which at...
Member
Baroness Harris of Richmond
(Liberal Democrat)
Type
Proceeding contributions
Legislation
Integration Loans for Refugees and Others Regulations 2007
Subjects
Applications; Cost effectiveness; Administration; Costs; Departmental responsibilities; Debt collection; Department for Work and Pensions; Eligibility; Loans; Means-tested benefits; Social security benefits; Refugees; Repayments; Border and Immigration Agency; Refugee integration loans
Date
3 May 2007
Reference
691 c1251
Chamber / Committee
House of Lords chamber
House
House of Lords
rose to move, Thatthe draft regulations laid before the House on21 February be approved. The noble Lord said: My Lords, these regulations will introduce a system of integration loans for those recognised as refugees or those given humanitarian protection and their dependants. For ease of reference I shall discuss the...
rose to move, Thatthe draft regulations laid before the House on21 February be approved. The noble Lord said: My Lords, these regulations will introduce a system of integration loans for those recognised as refugees or those given humanitarian protection and their dependants. For ease of reference I shall discuss the...
Member
Lord Bassam of Brighton
(Labour)
Type
Proceeding contributions
Legislation
Integration Loans for Refugees and Others Regulations 2007
Subjects
Applications; Cost effectiveness; Administration; Costs; Departmental responsibilities; Debt collection; Department for Work and Pensions; Eligibility; Loans; Means-tested benefits; Social security benefits; Refugees; Repayments; Border and Immigration Agency; Refugee integration loans
Date
3 May 2007
Reference
691 c1247-9
Chamber / Committee
House of Lords chamber
House
House of Lords