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To ask the Secretary of State for Defence, with reference to recommendation 15 of the 2025 Strategic Defence Review, what progress he has made in reducing the level of bureaucracy created by people policy, process, and assurance.
To ask the Secretary of State for Defence, with reference to recommendation 15 of the 2025 Strategic Defence Review, what progress he has made in reducing the level of bureaucracy created by people policy, process, and assurance.
To ask the Secretary of State for Housing, Communities and Local Government, what action is being taken to remove bureaucratic barriers to home ownership for first-time buyers.
To ask the Secretary of State for Housing, Communities and Local Government, what action is being taken to remove bureaucratic barriers to home ownership for first-time buyers.
This government recognises that the affordability challenges facing prospective first-time buyers mean that too many people are now locked out of homeownership.
In addition to increasing the supply of homes of all tenures, the government is supporting people into home ownership, including through the shared ownership scheme and the Lifetime ISA, and is consulting on a new first-time buyer ISA product.
First time buyers also benefit from paying no Stamp Duty Land Tax (SDLT) up to £300,000 and are able to claim relief on purchases up to £500,000. The government has also introduced a new, permanent Mortgage Guarantee Scheme, available to support and sustain availability of low deposit mortgage products for prospective buyers.
Additionally, the Bank of England has been easing the loan-to-income limit, enabling up to 36,000 additional first-time buyers in the first year. The Financial Conduct Authority’s (FCA) ongoing review of the mortgage market means many buyers can now borrow 10% more towards a property purchase, and in June the FCA published further proposals intended to support first-time buyers. First-time buyers may also benefit from home ownership initiatives offered at the local level.
To ask His Majesty's Government, further to the Written Answer by Lord Hermer on 27 April (HL16377), how the artificial intelligence tool developed by Cabinet Office and No.10 defines "disproportionate" reporting and consultation duties; and on what data or criteria the tool was trained to make that determination.
To ask His Majesty's Government, further to the Written Answer by Lord Hermer on 27 April (HL16377), how the artificial intelligence tool developed by Cabinet Office and No.10 defines "disproportionate" reporting and consultation duties; and on what data or criteria the tool was trained to make that determination.
The AI tool identifies solely the reporting and consultation duties, it does not specify whether they are ‘disproportionate’ or not. The policy development around this is ongoing; decisions on proportionality remain the purview of ministers.
To ask the Secretary of State for Environment, Food and Rural Affairs, what assessment she has made of the administrative impact of export health certificates on UK food producers.
To ask the Secretary of State for Environment, Food and Rural Affairs, what assessment she has made of the administrative impact of export health certificates on UK food producers.
Defra keeps export health certificate (EHC) processes under review and supports UK food exporters through the EHC Online digital service, GOV.UK guidance and an export support service.
Defra officials have begun negotiations with the EU on an SPS agreement to make agrifood trade with our biggest market cheaper and easier, cutting costs and removing barriers to trade for British producers and retailers.
To ask His Majesty's Government, further to the Written Answer by Lord Hermer on 27 April (HL16377), whether the artificial intelligence tool developed by the Cabinet Office and No.10 to identify disproportionate reporting and consultation duties was piloted in any departments before being rolled out; and if so, what the...
To ask His Majesty's Government, further to the Written Answer by Lord Hermer on 27 April (HL16377), whether the artificial intelligence tool developed by the Cabinet Office and No.10 to identify disproportionate reporting and consultation duties was piloted in any departments before being rolled out; and if so, what the...
The AI tool was developed to identify reporting and consultation duties in the statute book. The tool does not indicate whether the duties are useful, or unnecessary. It was tested on a small data set across the statute book. The dataset included legislation from multiple departments and performed with very high accuracy, rather than being piloted on a single department. The tool has since been applied to the wider statute book.
Lords second reading. Agreed to on question. Lords motion that the bill be committed to a Committee of the Whole House, and instruction on order of clauses to be taken. Agreed to on question.
Lords second reading. Agreed to on question. Lords motion that the bill be committed to a Committee of the Whole House, and instruction on order of clauses to be taken. Agreed to on question.
My Lords, I am grateful for the opportunity to open this Second Reading on the Social Housing Bill. I look forward to listening carefully to noble Lords’ contributions from across the House. I am particularly conscious that many in this Chamber bring deep experience of housing, local government, safeguarding and...
My Lords, I am grateful for the opportunity to open this Second Reading on the Social Housing Bill. I look forward to listening carefully to noble Lords’ contributions from across the House. I am particularly conscious that many in this Chamber bring deep experience of housing, local government, safeguarding and...
My Lords, I declare my interest as vice-president of the Local Government Association and of the National Association for Local Councils.
The Social Housing Bill attempts to address an important issue across many local authorities: namely, that we are not building enough social housing. Yet this Bill goes about this issue...
My Lords, I declare my interest as vice-president of the Local Government Association and of the National Association for Local Councils.
The Social Housing Bill attempts to address an important issue across many local authorities: namely, that we are not building enough social housing. Yet this Bill goes about this issue...
Well, my Lords, that has started the debate on this important Bill in a rather polarised way. I have to say that I was a bit disappointed in the response from the noble Baroness, Lady Scott of Bybrook, who used some of the rhetoric of pointing fingers of blame at...
Well, my Lords, that has started the debate on this important Bill in a rather polarised way. I have to say that I was a bit disappointed in the response from the noble Baroness, Lady Scott of Bybrook, who used some of the rhetoric of pointing fingers of blame at...
My Lords, it is a delight to follow the noble Baroness, Lady Pinnock. I declare my housing interests as in the register.
I commend the Bill, which introduces a number of legislative changes to enhance the quantity and quality of desperately needed affordable and social housing. I particularly welcome its provisions...
My Lords, it is a delight to follow the noble Baroness, Lady Pinnock. I declare my housing interests as in the register.
I commend the Bill, which introduces a number of legislative changes to enhance the quantity and quality of desperately needed affordable and social housing. I particularly welcome its provisions...
My Lords, it is always daunting to follow the noble Lord, Lord Best, on a matter to do with housing. I begin by declaring my interest: I am the chair of the Church Housing Association, a recently formed, not-for-profit social housing provider that we are seeking to build, literally and...
My Lords, it is always daunting to follow the noble Lord, Lord Best, on a matter to do with housing. I begin by declaring my interest: I am the chair of the Church Housing Association, a recently formed, not-for-profit social housing provider that we are seeking to build, literally and...
My Lords, it is an honour to follow the right reverend Prelate the Bishop of Manchester, who has consistently championed the social housing sector.
Social housing is a vital national asset built to provide families on low incomes with a safe, secure, affordable place to live. After decades of marginalisation and...
My Lords, it is an honour to follow the right reverend Prelate the Bishop of Manchester, who has consistently championed the social housing sector.
Social housing is a vital national asset built to provide families on low incomes with a safe, secure, affordable place to live. After decades of marginalisation and...
My Lords, it is always a pleasure to follow the noble Baroness, Lady Warwick. I will develop part of the argument she adduced—that there is sometimes a case for disposing of social housing.
I want to address the ongoing controversy whereby the right-to-buy policy led directly to the shortage of social...
My Lords, it is always a pleasure to follow the noble Baroness, Lady Warwick. I will develop part of the argument she adduced—that there is sometimes a case for disposing of social housing.
I want to address the ongoing controversy whereby the right-to-buy policy led directly to the shortage of social...
My Lords, it is a privilege to follow the noble Lord, Lord Young of Cookham, and although I may not agree with all his points, I certainly respect his experience and views. I start by declaring that I work for the Local Government Association.
I support the Bill, not only...
My Lords, it is a privilege to follow the noble Lord, Lord Young of Cookham, and although I may not agree with all his points, I certainly respect his experience and views. I start by declaring that I work for the Local Government Association.
I support the Bill, not only...
My Lords, I am no expert in housing, as many people in the Chamber are; if some of my questions and comments appear naive, it is because I am reflecting what many of the general public think and understand about social housing.
It is 30 years since I was on the...
My Lords, I am no expert in housing, as many people in the Chamber are; if some of my questions and comments appear naive, it is because I am reflecting what many of the general public think and understand about social housing.
It is 30 years since I was on the...
My Lords, I declare an interest as chair of the Cambridgeshire Development Forum, as an adviser to development forums in Norfolk, Suffolk, Cheshire and the Thames Valley, and as a member of the All-Party Parliamentary Group for Households in Temporary Accommodation.
I am glad to follow the noble Baroness, Lady Murphy,...
My Lords, I declare an interest as chair of the Cambridgeshire Development Forum, as an adviser to development forums in Norfolk, Suffolk, Cheshire and the Thames Valley, and as a member of the All-Party Parliamentary Group for Households in Temporary Accommodation.
I am glad to follow the noble Baroness, Lady Murphy,...
My Lords, it is a pleasure to speak at the Second Reading of the Social Housing Bill and to follow the noble Lord, Lord Lansley. Even if we may not agree on everything, there was much in his remarks that I agree with.
I strongly support this Bill, both its broad...
My Lords, it is a pleasure to speak at the Second Reading of the Social Housing Bill and to follow the noble Lord, Lord Lansley. Even if we may not agree on everything, there was much in his remarks that I agree with.
I strongly support this Bill, both its broad...
My Lords, I empathise totally with the Minister because I too grew up in a council home. It was in Moulsecoomb, Brighton, and was part of the “Homes for Heroes” development in 1925. My parents moved into it probably 25 years later. The welcome feeling of stability, security and community—of...
My Lords, I empathise totally with the Minister because I too grew up in a council home. It was in Moulsecoomb, Brighton, and was part of the “Homes for Heroes” development in 1925. My parents moved into it probably 25 years later. The welcome feeling of stability, security and community—of...
My Lords, there is a lot to welcome in this Bill but I must admit that after Clauses 1 to 4 and Clause 6, I then start to find it concerning. I say that because I am all for trying to make sure that when people buy a home for...
My Lords, there is a lot to welcome in this Bill but I must admit that after Clauses 1 to 4 and Clause 6, I then start to find it concerning. I say that because I am all for trying to make sure that when people buy a home for...
My Lords, I declare my registered interests in property and as a past chair of three housing associations. I am fully supportive of this Bill. It is very rare that you find a Bill that you are so enthusiastic about, but I am because it supports my current thinking.
I certainly...
My Lords, I declare my registered interests in property and as a past chair of three housing associations. I am fully supportive of this Bill. It is very rare that you find a Bill that you are so enthusiastic about, but I am because it supports my current thinking.
I certainly...