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Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.
To ask His Majesty's Government what is the projected total liability for university student debt for both tuition fee loans and maintenance loans that will be written off.
To ask His Majesty's Government what is the projected total liability for university student debt for both tuition fee loans and maintenance loans that will be written off.
The government is forecast to subsidise £95.5bn of the £238.0bn total face value of the student loan book as of 1st April 2024.
Of undergraduate borrowers taking their first loan outlay in the academic year 2025/26 under Plan 5 terms, 45% are expected to never repay their loan in full.
For those who started in 2022/23 under Plan 2 68% were expected to never repay their loans in full.
For Masters loans, 32% are expected to never fully repay their loan.
This subsidy is a conscious investment in our young people and the skills capacity, people and economy of this country.
These statistics are publicly available in the student loan forecasts for England publication for the financial year 2025-26 which is available here: Release home - Student loan forecasts for England - Explore education statistics - GOV.UK.
To ask His Majesty's Government what percentage of university students are expected to never pay off their total debt.
To ask His Majesty's Government what percentage of university students are expected to never pay off their total debt.
The government is forecast to subsidise £95.5bn of the £238.0bn total face value of the student loan book as of 1st April 2024.
Of undergraduate borrowers taking their first loan outlay in the academic year 2025/26 under Plan 5 terms, 45% are expected to never repay their loan in full.
For those who started in 2022/23 under Plan 2 68% were expected to never repay their loans in full.
For Masters loans, 32% are expected to never fully repay their loan.
This subsidy is a conscious investment in our young people and the skills capacity, people and economy of this country.
These statistics are publicly available in the student loan forecasts for England publication for the financial year 2025-26 which is available here: Release home - Student loan forecasts for England - Explore education statistics - GOV.UK.
The government plans to change consumer credit law. This briefing looks at how this affects borrowers, buy-now-pay-later regulation and car finance misselling.
The government plans to change consumer credit law. This briefing looks at how this affects borrowers, buy-now-pay-later regulation and car finance misselling.
To ask His Majesty's Government whether they acquired the debts and borrowings of British Steel as part of nationalisation.
To ask His Majesty's Government whether they acquired the debts and borrowings of British Steel as part of nationalisation.
The Schedule of the transfer Regulations (S.I. 2026/832) laid on 16th July defines the property, rights and liabilities excluded from the transfer, meaning they remain the property, rights and liabilities of the transferor. These include but are not limited to any liabilities owed to, or relating to liabilities owed to undertakings within the same corporate group as the transferor. Certain unsecured liabilities owed to third parties are also excluded. The Government has acknowledged the duty to bring forward compensation scheme regulations to allow an independent valuer to determine whether or not compensation is payable.
To ask His Majesty's Government how much additional debt, if any, the UK has acquired through the nationalisation of British Steel.
To ask His Majesty's Government how much additional debt, if any, the UK has acquired through the nationalisation of British Steel.
The transfer brought certain property, rights and liabilities into a company wholly owned by the Secretary of State, subject to specified exclusions, and these are listed in Schedule 1 to the British Steel Limited Property Transfer Regulations 2026 (S.I. 2026/832).
The financial position of the company wholly owned by the Secretary of State--renamed by the transfer regulations as British Steel Ltd.--following nationalisation will be disclosed in accordance with relevant accounting standards, and through the 2026-27 Annual Report and Accounts process.
To ask His Majesty's Government, further to the Written Answer by Baroness Smith of Malvern on 22 July (HL1000), what is the latest total for student fees debt.
To ask His Majesty's Government, further to the Written Answer by Baroness Smith of Malvern on 22 July (HL1000), what is the latest total for student fees debt.
To ask His Majesty's Government, further to the Written Answer by Baroness Smith of Malvern on 22 July (HL999), what is the latest total for student loans debt.
To ask His Majesty's Government, further to the Written Answer by Baroness Smith of Malvern on 22 July (HL999), what is the latest total for student loans debt.
To ask His Majesty's Government what is the average university student debt for (1) tuition fees, (2) maintenance loans, and (3) tuition fees and maintenance loans combined, in each year since 2010.
To ask His Majesty's Government what is the average university student debt for (1) tuition fees, (2) maintenance loans, and (3) tuition fees and maintenance loans combined, in each year since 2010.
A student’s total loan balance will depend on the number and type of loans taken, the type and length of study, the repayment plan, and how long it has been since entering repayment, as interest accrues over time alongside any income‑contingent or voluntary repayments.
The average amounts paid to borrowers for 1) tuition fee loans, 2) maintenance loans and 3) combined loans since 2013/14 are attached in Annex 1.
The average loan balances by repayment cohort are attached in Annex 2. The amount owed by borrowers in each financial year depends on the year they entered repayment for their loans. These data are not split by loan type, however, in 2024/25, around 89% of students took out both maintenance and tuition fee loans.
To ask His Majesty's Government what is the average university student debt for (1) tuition fees, (2) maintenance loans, and (3) tuition fees and maintenance loans combined.
To ask His Majesty's Government what is the average university student debt for (1) tuition fees, (2) maintenance loans, and (3) tuition fees and maintenance loans combined.
A student’s total loan balance will depend on the number and type of loans taken, the type and length of study, the repayment plan, and how long it has been since entering repayment, as interest accrues over time alongside any income‑contingent or voluntary repayments.
The average amounts paid to borrowers for 1) tuition fee loans, 2) maintenance loans and 3) combined loans since 2013/14 are attached in Annex 1.
The average loan balances by repayment cohort are attached in Annex 2. The amount owed by borrowers in each financial year depends on the year they entered repayment for their loans. These data are not split by loan type, however, in 2024/25, around 89% of students took out both maintenance and tuition fee loans.
To ask His Majesty's Government what action they plan to take to tackle the level of debt repayments unpaid carers in receipt of carer's allowance are continuing to face, following overpayments of carer's allowance; and how many unpaid carers are still affected and at risk of prosecution due to overpayments of carer's...
To ask His Majesty's Government what action they plan to take to tackle the level of debt repayments unpaid carers in receipt of carer's allowance are continuing to face, following overpayments of carer's allowance; and how many unpaid carers are still affected and at risk of prosecution due to overpayments of carer's...
To ask the Secretary of State for Work and Pensions, what assessment he has made of the impact of waiting times between a child or young person (under 25) being diagnosed with cancer and their first payment of disability benefit on (a) debt levels, (b) carers’ support access, and (c)...
To ask the Secretary of State for Work and Pensions, what assessment he has made of the impact of waiting times between a child or young person (under 25) being diagnosed with cancer and their first payment of disability benefit on (a) debt levels, (b) carers’ support access, and (c)...
Reducing customer journey times for Disability Living Allowance (DLA) and Personal Independence Payment (PIP) claimants is a priority for the Department and we are working constantly to make improvements to our service. More information can be found here:
Personal Independence Payment: Official Statistics to April 2026 - GOV.UK
A child or young adult cannot qualify for DLA or PIP unless the disability conditions have been satisfied for an initial period of three months. This helps establish that disability and the resulting needs are of a longstanding nature and ensures that the benefit goes only to those for whom it is intended. Where entitlement conditions are met, Carer’s Allowance can be backdated for up to three months from the date that entitlement to the qualifying disability benefit begins. Severely disabled children and young adults do not always have to wait for the full three months from the date of their claim before they become entitled to DLA or PIP if they have already had the requisite needs arising prior to their claim.
Special considerations also apply to those who are terminally ill, who are awarded the highest rate of the care component of DLA or the enhanced rate of the PIP daily living component automatically without having to complete a qualifying period. Such claims are dealt with quickly and sensitively.
To ask the Secretary of State for Housing, Communities and Local Government, what is the (a) total level of debt and (b) per capita debt, for each local authority in England.
To ask the Secretary of State for Housing, Communities and Local Government, what is the (a) total level of debt and (b) per capita debt, for each local authority in England.
The Ministry of Housing, Communities and Local Government collects data returns from local authorities including their borrowing and investment information. These returns are collated and published on the GOV.UK website.
UK local authority borrowing and investment is published on a quarterly basis here.
Further detail on capital expenditure and financing for authorities in England is published on annual basis here.
The Office for National Statistics publishes local authority population estimates can be found here.
To ask the Secretary of State for Work and Pensions, what mechanisms are in place to ensure debt management teams are informed promptly when tribunal decisions change a claimant's benefit liability.
To ask the Secretary of State for Work and Pensions, what mechanisms are in place to ensure debt management teams are informed promptly when tribunal decisions change a claimant's benefit liability.
When a tribunal decision changes a claimant’s benefit entitlement, the decision is implemented through established DWP processes. Where this results in an award overpayment or underpayment, the revised liability is calculated and where appropriate, the relevant information is passed to Debt Management so that any necessary debt recovery adjustments can be completed.
The process in place to prioritise refunds is through a designated inbox, which is monitored daily. If a customer is experiencing financial hardship they should contact DWP Debt Management to discuss their situation, including any follow-up about a potential refund after a successful mandatory reconsideration or appeal dispute.
Thank you very much, Madam Deputy Speaker. The summer is a great time for families to create lasting memories, but it can also be an expensive time. Locally, I am hosting a free community advice drop-in event, bringing together local advice organisations. Fellow residents can come by to find out...
Thank you very much, Madam Deputy Speaker. The summer is a great time for families to create lasting memories, but it can also be an expensive time. Locally, I am hosting a free community advice drop-in event, bringing together local advice organisations. Fellow residents can come by to find out...
Madam Deputy Speaker, let me join you in saying happy birthday to my hon. Friend. I join her in thanking those providing important services and advice in our local communities. We recognise that summer can be a challenging time, not just because of the heat but because of increased costs....
Madam Deputy Speaker, let me join you in saying happy birthday to my hon. Friend. I join her in thanking those providing important services and advice in our local communities. We recognise that summer can be a challenging time, not just because of the heat but because of increased costs....
This briefing provides statistics and forecasts for household debt, guidance on how to interpret debt statistics and analysis on how debt effects the economy.
This briefing provides statistics and forecasts for household debt, guidance on how to interpret debt statistics and analysis on how debt effects the economy.
Different Governments have shifted support for higher education towards loans. The scale of lending has led to concerns about debt burden of debt, high interest rates and costs to the taxpayer.
Different Governments have shifted support for higher education towards loans. The scale of lending has led to concerns about debt burden of debt, high interest rates and costs to the taxpayer.
Agreed to on question.
Agreed to on question.
I will discuss the future of Thames Water, starting with Thames Water’s record of pollution and environmental failure, and how it impacts everyone in my Witney constituency. Thames Water serves the constituency and embodies the systemic failure of the national water sector. Last year, Thames Water pumped sewage into rivers...
I will discuss the future of Thames Water, starting with Thames Water’s record of pollution and environmental failure, and how it impacts everyone in my Witney constituency. Thames Water serves the constituency and embodies the systemic failure of the national water sector. Last year, Thames Water pumped sewage into rivers...