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To ask His Majesty's Government what plans they have to allow grandparents to open Junior ISAs on behalf of their grandchildren.
To ask His Majesty's Government what plans they have to allow grandparents to open Junior ISAs on behalf of their grandchildren.
Individual Savings Accounts (ISA) rules are clear that only someone with parental responsibility for the child may open and manage a Junior ISA (JISA). This helps prevent more than one JISA of each type (cash or stocks and shares) being opened in error and ensures that there is a single point of contact for the giving of instructions. A grandparent who does not have parental responsibility is therefore unable to open or manage a Junior ISA on behalf of their grandchild.
While only parents or legal guardians can open a JISA on behalf of their children, grandparents can then add funds to the account, up to the value of £9,000 a year.
As with all aspects of the tax system, the Government keeps the JISA policy under review.
To ask the Secretary of State for Justice, whether his Department plans to legislate to protect the rights of children to communicate with (a) grandparents and (b) others members of extended family in cases where (i) one and (ii) both parents seek to prevent such contact.
To ask the Secretary of State for Justice, whether his Department plans to legislate to protect the rights of children to communicate with (a) grandparents and (b) others members of extended family in cases where (i) one and (ii) both parents seek to prevent such contact.
I acknowledge and respect that grandparents and other extended family members often play an important role in children’s lives and can provide stability in families, particularly where parents are separating.
Any contact with the child should always be in their child's best interests. This is why there is no statutory right for any adult to have contact with a child. It is already possible for extended family members to seek leave of the court to apply for ‘spending time with’ or ‘living with’ arrangements through a Child Arrangements Order under Section 8 of the Children Act 1989 (‘the Act’). The requirement for grandparents or others to seek the leave of the court first is to ensure that their application is in the child's best interests; but in certain circumstances, applicants may be entitled to apply without the leave of the court under section 10 (5) of the Act. These circumstances include where the child has lived with them for a period of at least three years. Therefore, the Government has no current plans to legislate further on this issue.
To ask the Secretary of State for Education, whether her Department provides (a) training and (b) support to teachers working with children experiencing alienation from a (i) parent and (ii) grandparent.
To ask the Secretary of State for Education, whether her Department provides (a) training and (b) support to teachers working with children experiencing alienation from a (i) parent and (ii) grandparent.
The Initial Teacher Training and Early Career Framework sets out the core content that defines great teaching and must be used by all providers of initial and early career teacher training to create their curricula. The framework sets out that trainees and early career teachers should learn how to develop an understanding of each pupil's individual needs by engaging with parents and carers to better understand these individual needs, and building trusting relationships with parents and carers to better understand each pupil's circumstances. Beyond the mandatory framework, decisions relating to teachers’ professional development rests with schools, headteachers, and teachers themselves, as they are in the best position to judge the development and training that teachers in their schools need to support their pupils.
Last week, I was heartbroken to hear of the loss of Norma Burton, one half of the much-loved social media duo Jess and Norma. Norma captured the hearts of millions with her warmth and humour, and her amazing bond with her granddaughter, Jess. Can we have a debate on the...
Last week, I was heartbroken to hear of the loss of Norma Burton, one half of the much-loved social media duo Jess and Norma. Norma captured the hearts of millions with her warmth and humour, and her amazing bond with her granddaughter, Jess. Can we have a debate on the...
I absolutely join the hon. Gentleman in paying a warm tribute to Norma Burton, and I am sure the whole House will want to do so, too. Her partnership with her granddaughter Jess was great, as I am sure many would agree. The hon. Gentleman is absolutely right to point...
I absolutely join the hon. Gentleman in paying a warm tribute to Norma Burton, and I am sure the whole House will want to do so, too. Her partnership with her granddaughter Jess was great, as I am sure many would agree. The hon. Gentleman is absolutely right to point...
Letter dated 07/03/2025 from Lord Livermore to Lord Lee of Trafford regarding proposals raised during a debate on encouraging first-time investors in the stock market. 2p.
Letter dated 07/03/2025 from Lord Livermore to Lord Lee of Trafford regarding proposals raised during a debate on encouraging first-time investors in the stock market. 2p.
To ask the Chancellor of the Exchequer, pursuant to the Answer of 13 February 2025 to Question 30044 on Individual Savings Accounts: Children, if she will change the rules on eligibility for ISAs to permit grandparents to take out ISAs for grandchildren with the consent of parents or guardians.
To ask the Chancellor of the Exchequer, pursuant to the Answer of 13 February 2025 to Question 30044 on Individual Savings Accounts: Children, if she will change the rules on eligibility for ISAs to permit grandparents to take out ISAs for grandchildren with the consent of parents or guardians.
To ensure that the ISA regime remains simple and sustainable, placing a restriction on who can open and manage a Junior Individual Savings Account (JISA) prevents more than one JISA of each type (cash or stocks and shares) being opened in error and ensures that there is a single point of contact for the giving of instructions. Given the nature of the role, the ISA rules require this to be someone with parental responsibility for the child. A grandparent who does not have parental responsibility is therefore unable to open or manage a Junior ISA on behalf of their grandchild.
While parents or legal guardians must open a JISA on behalf of their children, grandparents can then add funds to the account, up to the value of £9,000 a year.
As with all aspects of the tax system, the Government keeps the JISA policy under review. Any decisions on future changes will be taken by the Chancellor in the context of the wider fiscal and economic position.
To ask the Chancellor of the Exchequer, if she will review eligibility rules to allow grandparents to take out share based ISAs for grandchildren.
To ask the Chancellor of the Exchequer, if she will review eligibility rules to allow grandparents to take out share based ISAs for grandchildren.
To ensure that the Junior Individual Savings Accounts (JISA) regime remains simple and sustainable, HMRC specify who can open and manage an account to prevent more than one JISA of each type (cash or stocks and shares) being opened in error. It also ensures that there is a single point of contact for the giving of instructions. Given the nature of the role, the ISA rules require this to be someone with parental responsibility for the child. A grandparent who does not have parental responsibility is therefore unable to open or manage a Junior ISA on behalf of their grandchild but can add funds to the account, up to the value of £9,000 a year.
The Government continues to keep all aspects of savings policy under review.
To ask His Majesty's Government why grandparents cannot manage the online investment of existing junior independent savings accounts, and whether they plan to review this.
To ask His Majesty's Government why grandparents cannot manage the online investment of existing junior independent savings accounts, and whether they plan to review this.
To ensure that the Junior Individual Savings Accounts (JISA) regime remains simple and sustainable, HMRC restrict who can open and manage an account to prevent more than one JISA of each type (cash or stocks and shares) being opened in error. It also ensures that there is a single point of contact for the giving of instructions. Given the nature of the role, the ISA rules require this to be someone with parental responsibility for the child. A grandparent who does not have parental responsibility is therefore unable to open or manage a Junior ISA on behalf of their grandchild but can add funds to the account, up to the value of £9,000 a year.
The Government continues to keep all aspects of savings policy under review.
What grandparents in England and Wales can do to see their grandchildren if the child’s parents prevent it?
What grandparents in England and Wales can do to see their grandchildren if the child’s parents prevent it?
To ask the Secretary of State for Work and Pensions, if she will make an assessment of the potential impact of proposed changes to the Winter Fuel Payment on households where grandparents are the primary care givers to their grandchildren.
To ask the Secretary of State for Work and Pensions, if she will make an assessment of the potential impact of proposed changes to the Winter Fuel Payment on households where grandparents are the primary care givers to their grandchildren.
This Government is committed to pensioners – everyone in our society, no matter their working history or savings deserves a comfortable and dignified retirement.
Given the substantial pressures faced by the public finances this year and next, the government has had to make hard choices to bring the public finances back under control.
Winter Fuel Payments will continue to be paid to pensioner households with someone receiving Pension Credit or certain other income-related benefits.
We know there are low-income pensioners who aren’t claiming Pension Credit, and we urge those people to apply. This will passport them to receive Winter Fuel Payment alongside other benefits – hundreds of pounds that could really help them. We will ensure that the poorest pensioners get the support they need. Additional amounts can be included in an award of Pension Credit if a person is responsible for children or young persons who live with them, where the qualifying conditions are satisfied.
As many as 2 million grandparents do not have contact with their grandchildren. Conversely, the number of children who do not have contact with their grandparents is even higher. Given those large figures, it is likely that the constituency of every single Member in this House has someone suffering from...
As many as 2 million grandparents do not have contact with their grandchildren. Conversely, the number of children who do not have contact with their grandparents is even higher. Given those large figures, it is likely that the constituency of every single Member in this House has someone suffering from...
I thank my hon. Friend for raising that important issue. Not being able to see a grandchild can often be heartbreaking for grandparents and it is also an experience that the child misses out on, as we know the incredible value that grandparents can bring to their lives and upbringing....
I thank my hon. Friend for raising that important issue. Not being able to see a grandchild can often be heartbreaking for grandparents and it is also an experience that the child misses out on, as we know the incredible value that grandparents can bring to their lives and upbringing....
Lords motion to take note of Love Matters, the report of the Archbishops’ Commission on Families and Households. Agreed to on question.
Lords motion to take note of Love Matters, the report of the Archbishops’ Commission on Families and Households. Agreed to on question.
My Lords, I want to start by thanking the usual channels for allowing me to hold this debate today. I am very grateful to all noble Lords who have come to participate in it, or just to be here for it. On these Benches, we do not take for granted...
My Lords, I want to start by thanking the usual channels for allowing me to hold this debate today. I am very grateful to all noble Lords who have come to participate in it, or just to be here for it. On these Benches, we do not take for granted...
My Lords, it is a great privilege to follow the most reverend Primate. I congratulate him on a very powerful speech. I agree with much of what he said, especially his statement that family is indispensable to the state. In fact, when I saw the subject of his debate this...
My Lords, it is a great privilege to follow the most reverend Primate. I congratulate him on a very powerful speech. I agree with much of what he said, especially his statement that family is indispensable to the state. In fact, when I saw the subject of his debate this...
My Lords, thanks are due to the Archbishops and their commission for producing this report. Drawing on a wide range of knowledge and experience, it provides a good basis for discussion of these important issues. I particularly welcome the speech by the most reverend Primate the Archbishop of Canterbury in...
My Lords, thanks are due to the Archbishops and their commission for producing this report. Drawing on a wide range of knowledge and experience, it provides a good basis for discussion of these important issues. I particularly welcome the speech by the most reverend Primate the Archbishop of Canterbury in...
My Lords, I am pleased to rise broadly to support what I consider to be the main thrust of the report commissioned by the most reverend Primates. I am not a good sleeper. Last week, I was awake at 3.30 am and decided to grab the iPad
and read Love...
My Lords, I am pleased to rise broadly to support what I consider to be the main thrust of the report commissioned by the most reverend Primates. I am not a good sleeper. Last week, I was awake at 3.30 am and decided to grab the iPad
and read Love...
My Lords, I am very sad not to continue with the suggestion of “Coronation Street”. I congratulate the Archbishop’s commission on its brave report. It is very welcome. It chimes with much work that I have done over many years. I found it very difficult, when looking through the report,...
My Lords, I am very sad not to continue with the suggestion of “Coronation Street”. I congratulate the Archbishop’s commission on its brave report. It is very welcome. It chimes with much work that I have done over many years. I found it very difficult, when looking through the report,...
My Lords, I thank the most reverend Primate the Archbishop of Canterbury for holding this debate on a matter that is foundational to not only the well-being of us as individuals but the whole of society. I should obviously declare my interest as co-chair of the commission that produced the...
My Lords, I thank the most reverend Primate the Archbishop of Canterbury for holding this debate on a matter that is foundational to not only the well-being of us as individuals but the whole of society. I should obviously declare my interest as co-chair of the commission that produced the...