---

Dept for Environment Food and Rural Affairs

Answer

Mr. Redwood: To ask the Secretary of State for Environment, Food and Rural Affairs what assessment she has made of the impact on home values and insurance costs of the published maps of the Environment Agency showing properties at risk of flooding. [81025] Mr. Morley: No assessment has been made of the impact of these maps on insurance costs. The Environment Agency have always made it clear that their maps show the indicative floodplain area, not flood risk or definitive flood boundaries, and are based on land topography taking no account of the defences which are in place. The insurance industry is aware of this, and of the need to use the maps with considerable caution. It is advisable for any prospective purchaser of a property on a flood plain to obtain further specific detail of flooding risk from the Environment Agency. This should be done as part of the normal conveyancing process. The agency are developing a National Flood and Coastal Defence Database, with funding from Defra. The aim of the project is to provide a single, easily accessible definitive store for all data on flood and coastal defences which should assist insurers when making commercial decisions based on risk. Additionally, new maps indicating flood risk are being developed, to which the insurance industry will have access.

Secondary information

Type

Written question

Reference

394 c158W;394 c156W; 81025

Session

2002-03

Subjects

Housing Environment Agency Floods Property Maps Prices Risk assessment Home insurance

Link

View this Written question on www.publications.parliament.uk