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National Insurance Contributions Bill

The retrospective clawback gave me cause for concern. I should like to make some general comments about the speeches so far. We have heard some powerful contributions and I agree with everything that my right hon. Friend the Member for Bromley and Chislehurst (Mr. Forth) said when he set out his concerns. I part company with him because I am not sure whether his amendments would have the effect that he wishes. The intervention of the hon. Member for Twickenham (Dr. Cable) hit the nail on the head. If the amendments are accepted, there may be less, not more, protection in the Bill for matters that my right hon. Friend would wish to have protected.