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Farepak

I hope that Halifax Bank of Scotland is tuning into my hon. Friend’s debate, because I have rarely seen Westminster Hall so full. When she said that we must consider what we can do, is not there one culprit in the dock—Halifax Bank of Scotland? It was calling in monies for the overdraft, and those monies were coming from our constituents’ savings. I hope that the Minister will be tough when he replies, and say that HBOS ought to put forward the monies to make good the hard-won savings of our constituents.