---

Farepak

My hon. Friend mentions the role of HBOS, and we have heard about the roles that many people played. Is it not the case that the Minister, who has been working on hard on the issue, needs to get all those people around the table so that they can all contribute to helping those who have lost out? Does my hon. Friend share my worry that the British Retail Consortium has said that there is no central database of customers? If that is so, it will be difficult to put together a rescue package.