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Pensions Bill

My Lords, I very much welcome the moral commitment made by the Minister. I particularly liked his three points, which came through in the long debate that we had; fairness, affordability and simplicity. Of course it is a complicated and complex issue; most things that are worth fighting for are. The principle of the amendment is essential if poorer women in particular are to have the security of being able to look forward to saving. I am sure that next year, when we consider the personal accounts Bill, we will be able to come back to this issue if we have to. I hope that we do not have to do so and that what happens in the next few months, with the great commitment of the Minister, will make that unnecessary. Meanwhile, let us hope that he will understand that, certainly from my point of view, this issue will not go away. I thank him.