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Dormant Bank and Building Society Accounts Bill [HL]

I assumed that this amendment states what would happen anyway. Going back to our earlier discussions on banks and building societies writing to people who have not been in touch with them for 15 years—someone gets the letter and they write back to the bank to say, ““I just want to maintain the account””; presumably that is enough to stop the account being deemed to be dormant, which is what this amendment seeks to do. If that is the case, my only question would be whether this is not almost too obvious. Equally, I would welcome the Minister’s reply.