---

Dormant Bank and Building Society Accounts Bill [HL]

I am not sure that I can respond to the noble Baroness’ interesting but challenging question directly, but let me adumbrate the principle again. First, as I said to the noble Lord, Lord Shutt, we are seeking to make sure that there are no undue obstructions on resources being made available to the scheme through the technical operations of banks. That is the purpose of the amendment. In response to the noble Baroness, the issue that I addressed was: if the account was transferred into the reclaim fund and the claimant appeared with a properly attested claim after the money was gone, of course the available resources would include the account and proper interest that might have accrued. It looks as if I am not answering the noble Baroness’s direct question, so I will draw a line and give her a chance to press me further.