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Finance Bill

I am very grateful to the hon. Gentleman for giving way. About 40 per cent. of my constituents earn less than £19,000 a year. That means they will lose out from the 10p rate. However, the vast majority of them will gain substantially because of the way in which the moneys have been redistributed through working family tax credits, child care tax credits and housing benefit. [Interruption.] No, not clients of the state; people who work hard for the state, and who receive only the minimum wage in return for their labour.