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Pensions Bill

There has obviously been some confusion resulting from the research of various Members of the Committee. It would be extremely helpful if the noble Lord could point to where in the Bill it says that if a youngster—in other words, someone between the ages of 16 and 22—is enrolled in a personal account, the employer is duty-bound to contribute at personal account rates. While the Minister was speaking I was trying to have a quick gander at the beginning of the Bill but failed to find any reference one way or the other. I do not understand how the amendment works for 16 to 22 year-olds, whether or not they are enrolled in a personal account, or indeed any other sort of pension scheme. I am not sure that it is right to pursue it just at this moment, unless the Minister has extra information that he can give us. I should be most grateful for one of his very explicit letters in due course, if he feels like writing one, as I am sure will the noble Baroness, Lady Hollis, on this occasion.