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Pensions Bill

I add my support to what noble Lords have been saying. It is essential that we get the right advice and help to this vulnerable group of people. After all, the whole initiative is designed to get the low-income and medium-income people, who are in most need of advice and help, to save for an adequate pension. We have identified the groups that need this sort of advice. I particularly support what the noble Lord, Lord Kirkwood, has just said. I say that as president of the Pensions Policy Institute and a trustee of the Resolution Foundation. The foundation did the initial work that led to the Thoresen review and identified the groups that are most at risk. We must get the right advice and help to the people who are the least likely to manage without it, which is the group that has been identified here. I strongly support the amendment.