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Pensions Bill

I am sorry if I was less than clear on that. I was trying to exclude people whose earnings in a particular job were below the LEL. For all sorts of reasons, this could end up with someone having half a dozen microjobs as a cleaner. You could not start adding them all up and then try to divvy up an employer contribution between five or six employers. Where somebody has a job that gives them qualifying earnings above £5,035, if they choose to make voluntary contributions on that first £5,000, just like 16 to 22 year-olds, that should automatically attract an employer contribution as well, so that the whole sum of the earnings can be taken into account for pension purposes. Therefore, there is potentially an equal playing field between a person on a job of £12,000 a year and somebody with two jobs of £6,000 a year.