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Pensions Bill

These debates are starting to become rather repetitive. It is quite extraordinary how little detail the Minister can give us on so many matters. Many people have commented on how the success of auto-enrolment in personal accounts will depend on the detail of the implementation, yet we are discovering that reams of this detail have not in any way been firmed up. Not only is Parliament being asked to sign into law a Bill that makes radical changes to pension provision in this country, but we are being asked to do it with only the haziest outline of what the future holds. To a great extent, we are being asked to buy a pig in a poke. This vagueness goes beyond good parliamentary practice, as important as that is. It means that employers are equally unable to predict the changes in costs that might be imposed on them only a few years hence. Unless the Minister can give me a bit more information, I shall have to seek the opinion of the Committee.