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Pensions Bill

My Lords, I very much support what my noble friend Lady Hollis has said about the amendment. The amendment is well-intended—I really do support its intention—but I wonder about the practicalities. Mention was made of the Pensions Advisory Service. I was associated with that service for many years, and my noble friend is presently associated with it. TPAS offers a countrywide service on an individualised basis, which would be very appropriate in the provision of information as some guidance is involved. It would be available to everyone and not simply to people aged 50 or over, because people much younger than that will also require information and some assistance. I am therefore not particularly happy about the wording. The amendment as it stands is not a very practical solution to something which I agree is a real need.