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Defence in the UK

There is a point to add to my right hon. Friend's strong points. The last big study—in 1995, if I remember rightly—showed that, once a member of the Army had bought married quarters, he was 50 per cent. more likely to PVR in the subsequent few years. It is unfortunate that, although we need to encourage the aspiration of eventual home ownership, in the Army—the most mobile of the services—buying too early is a recipe for losing good people much more quickly.