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Dormant Bank and Building Society Accounts Bill [Lords]

I shall cover three points: Treasury discretion, factors covered by any review, and those consulted. Although this is not a fantastically well-attended debate, and I was not on the Committee that examined the Bill, it is an extremely important matter because we are, as several hon. Members have said, talking about taking people's money. Parliament must be extremely careful when passing any such legislation. I have given my opinion of Treasury discretion in interventions on the hon. Member for Taunton (Mr. Browne), who kindly accepted them. I do not believe that new clause 2(2), which begins, ““From time to time”” makes any difference—it is simply a statement of principle.