Motion that this House has considered hidden credit liabilities and the role of the Financial Conduct Authority. Motion lapsed.

Motion that this House has considered hidden credit liabilities and the role of the Financial Conduct Authority. Motion lapsed.

I beg to move,

That this House has considered hidden credit liabilities and the role of the Financial Conduct Authority.

I will explain the genesis of this debate, Sir Roger. I chair the all-party parliamentary group on investment fraud and fairer financial services. The group was established some years ago as a...

I beg to move,

That this House has considered hidden credit liabilities and the role of the Financial Conduct Authority.

I will explain the genesis of this debate, Sir Roger. I chair the all-party parliamentary group on investment fraud and fairer financial services. The group was established some years ago as a...

I congratulate the right hon. Member on securing this debate. As he referred to earlier, the conditions that pertained in 2008 and the financial crash have resulted in banks making massive changes, but the banks should not be allowed—or encouraged by the FCA in some instances, as he has outlined—to...

I congratulate the right hon. Member on securing this debate. As he referred to earlier, the conditions that pertained in 2008 and the financial crash have resulted in banks making massive changes, but the banks should not be allowed—or encouraged by the FCA in some instances, as he has outlined—to...

That theme runs through many of the reports that we have had from constituents about the failure of the FCA to protect them—to ensure that regulation was implemented to protect them. There were also elements of almost turning a blind eye and collusion, and that is the reason for the...

That theme runs through many of the reports that we have had from constituents about the failure of the FCA to protect them—to ensure that regulation was implemented to protect them. There were also elements of almost turning a blind eye and collusion, and that is the reason for the...

As always, it is a real pleasure to serve under your chairmanship, Sir Roger. I give special thanks to the right hon. Member for Hayes and Harlington (John McDonnell), who is a doughty champion for his constituents, and they are fortunate to have him as their MP—well done to him...

As always, it is a real pleasure to serve under your chairmanship, Sir Roger. I give special thanks to the right hon. Member for Hayes and Harlington (John McDonnell), who is a doughty champion for his constituents, and they are fortunate to have him as their MP—well done to him...

It is a pleasure to serve with you in the Chair, Sir Roger. I thank my right hon. Friend the Member for Hayes and Harlington (John McDonnell) for securing this debate on an issue that has long been overlooked. I want to take this opportunity to tell Members about James...

It is a pleasure to serve with you in the Chair, Sir Roger. I thank my right hon. Friend the Member for Hayes and Harlington (John McDonnell) for securing this debate on an issue that has long been overlooked. I want to take this opportunity to tell Members about James...

It is an honour to serve under your chairship, Sir Roger. I thank the right hon. Member for Hayes and Harlington (John McDonnell) for securing this vital debate.

I have tried to support the Evans family, my constituents, since I first became an MP, carrying on the work of my predecessor...

It is an honour to serve under your chairship, Sir Roger. I thank the right hon. Member for Hayes and Harlington (John McDonnell) for securing this vital debate.

I have tried to support the Evans family, my constituents, since I first became an MP, carrying on the work of my predecessor...

It is a pleasure to serve under your chairmanship, Sir Roger. I congratulate my right hon. Friend the Member for Hayes and Harlington (John McDonnell) on securing this very important debate and on his excellent speech to start it off.

I will illustrate the failings of the Financial Conduct Authority in...

It is a pleasure to serve under your chairmanship, Sir Roger. I congratulate my right hon. Friend the Member for Hayes and Harlington (John McDonnell) on securing this very important debate and on his excellent speech to start it off.

I will illustrate the failings of the Financial Conduct Authority in...

I congratulate my right hon. Friend the Member for Hayes and Harlington (John McDonnell) on securing such an important and timely debate.

Catherine and Nigel Jarvis are of the type of local business owners who become the lifeblood of their communities and local economies. Creative, hard-working and passionate about the Northumberland...

I congratulate my right hon. Friend the Member for Hayes and Harlington (John McDonnell) on securing such an important and timely debate.

Catherine and Nigel Jarvis are of the type of local business owners who become the lifeblood of their communities and local economies. Creative, hard-working and passionate about the Northumberland...

It is a pleasure to serve under your chairship, Sir Roger. I thank my right hon. Friend the Member for Hayes and Harlington (John McDonnell) for securing the debate, for his expert exposition and for the work he has done on this issue over many years.

I will raise case of...

It is a pleasure to serve under your chairship, Sir Roger. I thank my right hon. Friend the Member for Hayes and Harlington (John McDonnell) for securing the debate, for his expert exposition and for the work he has done on this issue over many years.

I will raise case of...

It is a pleasure to serve under your chairship, Sir Roger. I thank my right hon. Friend the Member for Hayes and Harlington (John McDonnell) for securing this debate and for his fight for truth and justice over many years.

Many believe that this issue goes to the very heart of...

It is a pleasure to serve under your chairship, Sir Roger. I thank my right hon. Friend the Member for Hayes and Harlington (John McDonnell) for securing this debate and for his fight for truth and justice over many years.

Many believe that this issue goes to the very heart of...

I would like to start with a story about greed from a previous life. When I was a young, stony-broke filmmaker, unable to afford the hotel costs of the Cannes film festival, I was staying many miles away in cheap digs and was therefore stone-cold sober for the entire undertaking....

I would like to start with a story about greed from a previous life. When I was a young, stony-broke filmmaker, unable to afford the hotel costs of the Cannes film festival, I was staying many miles away in cheap digs and was therefore stone-cold sober for the entire undertaking....

Thank you, Sir Roger, for chairing the debate. I congratulate the right hon. Member for Hayes and Harlington (John McDonnell) on bringing this incredibly important subject up for discussion. At the heart of the debate are individual people—people who have lost their businesses, their livelihoods and, in some cases, their...

Thank you, Sir Roger, for chairing the debate. I congratulate the right hon. Member for Hayes and Harlington (John McDonnell) on bringing this incredibly important subject up for discussion. At the heart of the debate are individual people—people who have lost their businesses, their livelihoods and, in some cases, their...

It is a pleasure to serve under your chairmanship, Sir Roger. I am grateful to my right hon. Friend the Member for Hayes and Harlington (John McDonnell) for securing this debate and for further airing these issues. As he mentioned, there has been a long history of parliamentary interest in...

It is a pleasure to serve under your chairmanship, Sir Roger. I am grateful to my right hon. Friend the Member for Hayes and Harlington (John McDonnell) for securing this debate and for further airing these issues. As he mentioned, there has been a long history of parliamentary interest in...

There are only a few seconds left. I have heard the Minister’s arguments. I fully agree on the independence of the FCA from Treasury, but that does not mean that we must accept the FCA as infallible. In other instances where separate organisations have made mistakes, the Government have intervened....

There are only a few seconds left. I have heard the Minister’s arguments. I fully agree on the independence of the FCA from Treasury, but that does not mean that we must accept the FCA as infallible. In other instances where separate organisations have made mistakes, the Government have intervened....

My right hon. Friend has pre-empted my offer. To be direct, yes, I will come and meet his APPG to listen further. I hope I have successfully communicated this morning that the Government do believe—

Motion lapsed (Standing Order No. 10(6)).

My right hon. Friend has pre-empted my offer. To be direct, yes, I will come and meet his APPG to listen further. I hope I have successfully communicated this morning that the Government do believe—

Motion lapsed (Standing Order No. 10(6)).

Allegations that banks put hidden credit lines in business loans, leading to business failures, will be debated in Westminster Hall on 14 April 2026.

Allegations that banks put hidden credit lines in business loans, leading to business failures, will be debated in Westminster Hall on 14 April 2026.

I beg to move,

That this House has considered the matter of the people affected by the Midas Financial Solutions collapse.

It is a pleasure, as ever, to serve with you in the Chair, Mr Stringer, and I am grateful to the Backbench Business Committee for allowing time to bring the matter...

I beg to move,

That this House has considered the matter of the people affected by the Midas Financial Solutions collapse.

It is a pleasure, as ever, to serve with you in the Chair, Mr Stringer, and I am grateful to the Backbench Business Committee for allowing time to bring the matter...