---

Dormant Bank and Building Society Accounts Bill [Lords]

Again, the Minister has been helpful; the phrase that I take from his response is ““the middle of next year””, which is an encouraging marker. Will he give one more indication, just so that people can be clear? If the implementation is to take place in the middle of next year, when does he expect the first payments to be made? Would they also happen in the middle of next year, or would they take another month or three months? I am trying to see whether I can get the Minister to say that some time next year he would expect the money to have come out of the accounts, gone through the reclaim fund and the BLF and come out at the other end. Is that expectation reasonable? Given what the Minister has said, it seems that it is.