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Saving Gateway Accounts Bill

My Lords, there is a good deal of weight behind this amendment. First, the suggestion that the Treasury should issue this report is appropriate, given the origins of this Bill and the wide context in which the Treasury placed its initial proposals. I wonder also whether, if this idea finds any favour, we could consider not merely communicating this to Parliament but also providing the bare headings of information to the holders of saving gateway accounts. The purpose is, after all, to educate them in principles of financial management, which is an education that they have not previously undergone. It seems to me that other kinds of savings schemes for wealthier people are informative. Perhaps that principle could be extended to the holders of these accounts.