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Repossession and Mortgage Arrears

I congratulate the hon. Gentleman on securing this important debate. Sub-prime lenders have been particularly active in recent years in encouraging people to exercise their right to buy in relation to local authority or housing association property. Many hundreds of people face repossession, and the irony, or even tragedy, is that the local authority whose house they once rented has no statutory obligation to rehouse them when they are repossessed because they are considered to be intentionally homeless, not having exercised due caution in applying for loans that they could not afford. I agree with every word that the hon. Gentleman has said so far. Does he believe that the Government or local authorities could do more in such cases, which could add up to a couple of thousand of the 100,000 cases of people losing their home that he predicts in the next year or so?